Rent a home without a guarantor
Aluseg is preparing a rental guarantee for those looking for a possible alternative to a guarantor in Portugal, subject to eligibility and the landlord's acceptance.
- Designed for the Portuguese market
- No commitment
- Information by email
Be notified when it becomes available
The future solution aims to help applicants with provable income present a clear guarantee to the landlord, even when they don't have a guarantor in Portugal.
- Just your emailWe don't ask for financial documents at this stage.
- No applicationSigning up does not represent an approval.
- No obligationThe landlord always decides which guarantees to accept.
The starting point
A good applicant doesn't always have a guarantor
For those who have recently arrived in Portugal, moved to a new city or don't have a family network available, finding someone willing to guarantee the contract can be difficult — even when there is provable income.
Organise your application
Gather identification, income and rental details in a clear dossier.
Request the guarantee review
The responsible entity will assess eligibility according to the final criteria of the offer.
Present it to the landlord
If approved, the guarantee may accompany the application as a possible alternative to a guarantor.
Rental guarantee
What this future solution aims to do
The offer is being designed to meet the needs of both tenant and landlord, without creating the expectation of automatic acceptance.
- Nature to be confirmed
A possible alternative
No landlord is obliged to accept an alternative guarantee. The final decision belongs to the owner.
- Subject to review
Assess eligibility
The request may take into account income, financial stability, the rent amount, duration and available documentation.
- Experience in preparation
Make presentation easier
Aluseg aims to make the dossier and the guarantee simpler to understand and share with the owner.
- Conditions to be confirmed
Keep the differences clear
The guarantee does not automatically replace a cash deposit, nor does it remove the obligation to pay the rent.
How it should work
An application in four stages
The process is provisional and may change before launch.
- 1
You receive the information
Leave your email and learn the criteria once the offer has been defined.
- 2
You prepare your dossier
Gather identification, income and details of the intended contract.
- 3
You are assessed
The responsible entity confirms whether you meet the conditions and which guarantee is possible.
- 4
You present it to the landlord
If accepted, you add the guarantee to your dossier and the owner makes the final decision.
Possible profiles
For those without a support network in Portugal
The profiles below are indicative. Final eligibility will only be known once the conditions are published.
New residents
- People who have recently arrived in Portugal.
- Professionals who have moved city for work.
- Applicants with no family members available to act as guarantors.
Provable income
- Employees.
- Self-employed workers with an income history.
- Other profiles that meet the final criteria of the offer.
Compare the alternatives
Guarantor, deposit, bank guarantee or Aluseg guarantee?
Each mechanism works differently. The Aluseg guarantee is still in preparation.
| Solution | What it is | What it requires from the tenant | Tenant cost | Landlord protection | Acceptance |
|---|---|---|---|---|---|
| Guarantor | A third party takes on responsibilities under the contract. | Finding someone available and accepted by the landlord. | Free | Medium (no guarantees) | Common practice, but depends on the owner. |
| Deposit | Money paid at the start to secure obligations. | High financial availability at the start. | Tied-up capital | Limited to the amount | Agreed between the parties and in the contract. |
| Bank guarantee | A bank guarantees an amount under agreed conditions. | Bank assessment, fees and tied-up capital. | High + fees | High | Depends on the landlord. |
| Best option Aluseg guarantee |
A modern, complete solution linked to the tenancy. | Eligibility review and simple documentation. | Low cost / month | 100% full and real | Always subject to the landlord's acceptance. |
General, informative comparison. It does not constitute legal or financial advice.
Frequently asked questions
Renting without a guarantor in Portugal
Is it possible to rent a home without a guarantor in Portugal?
Yes, if the landlord accepts other guarantees. Providing a guarantor is common, but the decision on which guarantees are required belongs to the owner and should be made clear in the contract.
Will the Aluseg guarantee replace a guarantor?
The solution is being developed as a possible alternative to a guarantor, subject to eligibility and the landlord's acceptance. No owner will be obliged to accept it.
Will the guarantee also replace the deposit?
This is not planned at this stage. The deposit is a different mechanism and the landlord may continue to request it. Any change will be communicated in the final conditions.
What documents may be requested?
The review may request identification, NIF, proof of income and details of the intended contract. The final list will depend on the criteria of the responsible entity.
Can foreign nationals or new residents apply?
The solution is also being designed for people without a family network in Portugal. Eligibility will depend on the individual situation, the documents and the final criteria.
How much will the guarantee cost?
The price and how it is calculated are not yet available. No amount will be presented before the conditions have been validated.
When will it be available?
Launch is planned for the first quarter of 2027, subject to confirmation. Leave your email to be informed once the conditions are final.
Want to rent without a guarantor?
Receive information about the future rental guarantee, the eligibility criteria and the launch date.
Keep me informedIn the meantime, you can
Create your Tenant Passport for free.