Affordable rent · RSAA
Affordable rent in Covilhã: RSAA rent ceilings
Under the RSAA, the monthly rent in Covilhã cannot exceed €278 for a T0, €356 for a T1, €463 for a T2 or €570 for a T3. In return, the rent is exempt from IRS.
- Official source: Diário da República
- Portaria n.º 454/2026/1
- Data of 22 October 2026
Photo: Смок Вавельский · CC BY-SA 3.0 · Wikimedia Commons
Key figures
Monthly ceilings in Covilhã
The T2 ceiling ranks 163rd highest of 308 municipalities and 1st of 11 in the Castelo Branco district. The same ceilings apply to Santo Tirso.
- T0, maximum rent per month
- €278
- T1, maximum rent per month
- €356
- T2, maximum rent per month
- €463
- T3, maximum rent per month
- €570
Simulator
Work out the ceiling for your property
The ceilings
Rent ceilings by size in Covilhã
| Size | Ceiling | +10% parking | +10% class A or A+ | +20% both |
|---|---|---|---|---|
| T0 | €278 | €305.80 | €305.80 | €333.60 |
| T1 | €356 | €391.60 | €391.60 | €427.20 |
| T2 | €463 | €509.30 | €509.30 | €555.60 |
| T3 | €570 | €627 | €627 | €684 |
| T4 | €624 | €686.40 | €686.40 | €748.80 |
| T5 | €731 | €804.10 | €804.10 | €877.20 |
Cumulative uplifts (art. 2(4)). Above T5, add €50 per bedroom beyond the fifth: a T6 has a ceiling of €781.
The ceiling against the Covilhã market
The T2 ceiling (€463) is 13% below the market estimate: letting at the ceiling costs the landlord about €72 a month. The quartiles of the T2 estimate run from €360 to €700: the ceiling sits between the 1st quartile and the median. With private parking and class A or A+, the T2 ceiling rises to €555.60 and covers the estimate.
| Size | RSAA ceiling (€/month) | Market est. (€/month) | Difference | Ceiling (€/m²) | Market (€/m²) |
|---|---|---|---|---|---|
| T1 · 48 m² | 356 | 435 | −18 % | 7.42 | 9.06 |
| T2 · 85 m² | 463 | 535 | −13 % | 5.45 | 6.29 |
| T3 · 115 m² | 570 | 620 | −8 % | 4.96 | 5.39 |
| T4+ · 145 m² | 624 | 650 | −4 % | 4.30 | 4.48 |
Aluseg estimate, not an official figure: INE median of €6.20/m² (2025, 1,137 new leases) × INE size ratio for Beiras e Serra da Estrela × reference floor area. See the Covilhã rental market.
The ceiling against income in Covilhã
A person on the median income in Covilhã receives €980 a month after income tax (INE, 2024). The T2 ceiling (€463) takes 47 % of that income, against 55 % for the market rent (€535). For a couple on two median incomes, 24 % against 27 %.
Income per person after income tax, not household income: see how we read this number.
Looking for an affordable-rent home in Covilhã?
Ask the landlord whether the lease will be in the RSAA (they file it with the IHRU, art. 6) and check the advert: up to €356 for a T1, €463 for a T2.
IRS saved at the ceiling in Covilhã
A T2 in Covilhã let at the ceiling earns €5,556 a year. Outside the RSAA, IRS on that gross rent would reach €1,389 (25% rate) or €555.60 (10% rate, for rents up to €2,300 a month). Under the RSAA, the tax is €0.
| Size | Rent at the ceiling (€/month) | Rent per year (€) | IRS at 25% (€/year) | IRS at 10% (€/year) | IRS under the RSAA (€/year) |
|---|---|---|---|---|---|
| T0 | 278 | 3,336 | 834 | 333.60 | 0 |
| T1 | 356 | 4,272 | 1,068 | 427.20 | 0 |
| T2 | 463 | 5,556 | 1,389 | 555.60 | 0 |
| T3 | 570 | 6,840 | 1,710 | 684 | 0 |
| T4 | 624 | 7,488 | 1,872 | 748.80 | 0 |
| T5 | 731 | 8,772 | 2,193 | 877.20 | 0 |
Gross rent, no deductible expenses. Exemption: art. 6 of annex III. Rates: Landlord IRS in 2026.
Ceilings in the Castelo Branco district
Covilhã has the 1st highest T2 ceiling of 11 municipalities in the Castelo Branco district. It is the highest in the district, €57 above Castelo Branco. The lowest is Vila Velha de Ródão (€392). The district median is €392: Covilhã is 18% above the median.
| Municipality | T0 (€/month) | T1 (€/month) | T2 (€/month) | T3 (€/month) | T2 market, est. (€/month) | Difference |
|---|---|---|---|---|---|---|
| Covilhã | 278 | 356 | 463 | 570 | 535 | −13 % |
| Castelo Branco | 244 | 312 | 406 | 500 | 470 | −14 % |
| Belmonte | 224 | 308 | 392 | 475 | 290 | +35 % |
| Fundão | 224 | 308 | 392 | 475 | 415 | −6 % |
| Idanha-a-Nova | 224 | 308 | 392 | 475 | 290 | +35 % |
| Oleiros | 224 | 308 | 392 | 475 | – | – |
| Penamacor | 224 | 308 | 392 | 475 | 305 | +29 % |
| Proença-a-Nova | 224 | 308 | 392 | 475 | 330 | +19 % |
| Sertã | 224 | 308 | 392 | 475 | 395 | −1 % |
| Vila de Rei | 224 | 308 | 392 | 475 | 400 | −2 % |
| Vila Velha de Ródão | 224 | 308 | 392 | 475 | 320 | +23 % |
From the highest T2 ceiling to the lowest. Market: Aluseg estimate from INE data; – = no data.
Keep exploring
Rent under the RSAA with everything in order
Lease, Tax Authority and rent receipts in a free account.
FAQ: affordable rent in Covilhã
What is the maximum rent for a T2 in Covilhã under the RSAA?
€463 a month, the 163rd highest ceiling in the country. With private parking or an energy certificate of A or A+ it rises to €509.30; with both, to €555.60.
Is the T2 ceiling in Covilhã above or below the market rent?
It is 13% below the Aluseg estimate for an 85 m² T2, about €535 a month (INE, 2025).
How do I get the IRS exemption?
Report the lease to the Tax Authority and file it with the IHRU by 15 January of the following year. See the RSAA guide.
What if the rent goes over the ceiling?
The exemption is lost from the breach and the tax is settled with compensatory interest (art. 7 of annex III).
Sources and methodology
Source: Portaria n.º 454/2026/1, de 13 de outubro (PDF) and Decree-Law 97/2026, annex III, read on 22 October 2026. Uplifts calculated by us (art. 2(4)). For information only, not legal or tax advice.