Affordable rent · RSAA
Affordable rent in Moita: RSAA rent ceilings
Under the RSAA, the monthly rent in Moita cannot exceed €458 for a T0, €586 for a T1, €763 for a T2 or €940 for a T3. In return, the rent is exempt from IRS.
- Official source: Diário da República
- Portaria n.º 454/2026/1
- Data of 22 October 2026
Photo: Vitor Oliveira from Torres Vedras, PORTUGAL · CC BY-SA 2.0 · Wikimedia Commons
Key figures
Monthly ceilings in Moita
The T2 ceiling ranks 35th highest of 308 municipalities and 8th of 13 in the Setúbal district. The same ceilings apply to Espinho.
- T0, maximum rent per month
- €458
- T1, maximum rent per month
- €586
- T2, maximum rent per month
- €763
- T3, maximum rent per month
- €940
Simulator
Work out the ceiling for your property
The ceilings
Rent ceilings by size in Moita
| Size | Ceiling | +10% parking | +10% class A or A+ | +20% both |
|---|---|---|---|---|
| T0 | €458 | €503.80 | €503.80 | €549.60 |
| T1 | €586 | €644.60 | €644.60 | €703.20 |
| T2 | €763 | €839.30 | €839.30 | €915.60 |
| T3 | €940 | €1,034 | €1,034 | €1,128 |
| T4 | €1,028 | €1,130.80 | €1,130.80 | €1,233.60 |
| T5 | €1,205 | €1,325.50 | €1,325.50 | €1,446 |
Cumulative uplifts (art. 2(4)). Above T5, add €75 per bedroom beyond the fifth: a T6 has a ceiling of €1,280.
The ceiling against the Moita market
The T2 ceiling (€763) is 8% below the market estimate: letting at the ceiling costs the landlord about €67 a month. The quartiles of the T2 estimate run from €630 to €1,060: the ceiling sits between the 1st quartile and the median. With private parking and class A or A+, the T2 ceiling rises to €915.60 and covers the estimate.
| Size | RSAA ceiling (€/month) | Market est. (€/month) | Difference | Ceiling (€/m²) | Market (€/m²) |
|---|---|---|---|---|---|
| T1 · 48 m² | 586 | 590 | −1 % | 12.21 | 12.29 |
| T2 · 85 m² | 763 | 830 | −8 % | 8.98 | 9.76 |
| T3 · 115 m² | 940 | 1,025 | −8 % | 8.17 | 8.91 |
| T4+ · 145 m² | 1,028 | 1,155 | −11 % | 7.09 | 7.97 |
Aluseg estimate, not an official figure: INE median of €9.85/m² (2025, 805 new leases) × INE size ratio for Península de Setúbal × reference floor area. See the Moita rental market.
The ceiling against income in Moita
A person on the median income in Moita receives €1,038 a month after income tax (INE, 2024). The T2 ceiling (€763) takes 74 % of that income, against 80 % for the market rent (€830). For a couple on two median incomes, 37 % against 40 %.
Income per person after income tax, not household income: see how we read this number.
Looking for an affordable-rent home in Moita?
Ask the landlord whether the lease will be in the RSAA (they file it with the IHRU, art. 6) and check the advert: up to €586 for a T1, €763 for a T2.
IRS saved at the ceiling in Moita
A T2 in Moita let at the ceiling earns €9,156 a year. Outside the RSAA, IRS on that gross rent would reach €2,289 (25% rate) or €915.60 (10% rate, for rents up to €2,300 a month). Under the RSAA, the tax is €0.
| Size | Rent at the ceiling (€/month) | Rent per year (€) | IRS at 25% (€/year) | IRS at 10% (€/year) | IRS under the RSAA (€/year) |
|---|---|---|---|---|---|
| T0 | 458 | 5,496 | 1,374 | 549.60 | 0 |
| T1 | 586 | 7,032 | 1,758 | 703.20 | 0 |
| T2 | 763 | 9,156 | 2,289 | 915.60 | 0 |
| T3 | 940 | 11,280 | 2,820 | 1,128 | 0 |
| T4 | 1,028 | 12,336 | 3,084 | 1,233.60 | 0 |
| T5 | 1,205 | 14,460 | 3,615 | 1,446 | 0 |
Gross rent, no deductible expenses. Exemption: art. 6 of annex III. Rates: Landlord IRS in 2026.
Ceilings in the Setúbal district
Moita has the 8th highest T2 ceiling of 13 municipalities in the Setúbal district. The highest is Sines (€1,113) and the lowest is Alcácer do Sal (€595). The district median is €766: Moita is in line with the median.
| Municipality | T0 (€/month) | T1 (€/month) | T2 (€/month) | T3 (€/month) | T2 market, est. (€/month) | Difference |
|---|---|---|---|---|---|---|
| Sines | 668 | 856 | 1,113 | 1,371 | 1,135 | −2 % |
| Almada | 612 | 784 | 1,021 | 1,257 | 1,105 | −8 % |
| Barreiro | 525 | 673 | 876 | 1,078 | 940 | −7 % |
| Seixal | 513 | 671 | 866 | 1,052 | 935 | −7 % |
| Setúbal | 507 | 649 | 844 | 1,040 | 925 | −9 % |
| Grândola | 478 | 612 | 796 | 981 | 950 | −16 % |
| Alcochete | 460 | 589 | 766 | 943 | 840 | −9 % |
| Moita | 458 | 586 | 763 | 940 | 830 | −8 % |
| Montijo | 457 | 585 | 762 | 938 | 835 | −9 % |
| Sesimbra | 456 | 583 | 759 | 935 | 805 | −6 % |
| Palmela | 443 | 568 | 739 | 910 | 800 | −8 % |
| Santiago do Cacém | 423 | 542 | 705 | 869 | 790 | −11 % |
| Alcácer do Sal | 357 | 457 | 595 | 733 | 750 | −21 % |
From the highest T2 ceiling to the lowest. Market: Aluseg estimate from INE data; – = no data.
Rent under the RSAA with everything in order
Lease, Tax Authority and rent receipts in a free account.
FAQ: affordable rent in Moita
What is the maximum rent for a T2 in Moita under the RSAA?
€763 a month, the 35th highest ceiling in the country. With private parking or an energy certificate of A or A+ it rises to €839.30; with both, to €915.60.
Is the T2 ceiling in Moita above or below the market rent?
It is 8% below the Aluseg estimate for an 85 m² T2, about €830 a month (INE, 2025).
How do I get the IRS exemption?
Report the lease to the Tax Authority and file it with the IHRU by 15 January of the following year. See the RSAA guide.
What if the rent goes over the ceiling?
The exemption is lost from the breach and the tax is settled with compensatory interest (art. 7 of annex III).
Sources and methodology
Source: Portaria n.º 454/2026/1, de 13 de outubro (PDF) and Decree-Law 97/2026, annex III, read on 22 October 2026. Uplifts calculated by us (art. 2(4)). For information only, not legal or tax advice.