Affordable rent · RSAA
Affordable rent in Vila Real de Santo António: RSAA rent ceilings
Under the RSAA, the monthly rent in Vila Real de Santo António cannot exceed €448 for a T0, €671 for a T1, €866 for a T2 or €1,034 for a T3. In return, the rent is exempt from IRS.
- Official source: Diário da República
- Portaria n.º 454/2026/1
- Data of 22 October 2026
Key figures
Monthly ceilings in Vila Real de Santo António
The T2 ceiling ranks 24th highest of 308 municipalities and 6th of 16 in the Faro district.
- T0, maximum rent per month
- €448
- T1, maximum rent per month
- €671
- T2, maximum rent per month
- €866
- T3, maximum rent per month
- €1,034
Simulator
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The ceilings
Rent ceilings by size in Vila Real de Santo António
| Size | Ceiling | +10% parking | +10% class A or A+ | +20% both |
|---|---|---|---|---|
| T0 | €448 | €492.80 | €492.80 | €537.60 |
| T1 | €671 | €738.10 | €738.10 | €805.20 |
| T2 | €866 | €952.60 | €952.60 | €1,039.20 |
| T3 | €1,034 | €1,137.40 | €1,137.40 | €1,240.80 |
| T4 | €1,146 | €1,260.60 | €1,260.60 | €1,375.20 |
| T5 | €1,257 | €1,382.70 | €1,382.70 | €1,508.40 |
Cumulative uplifts (art. 2(4)). Above T5, add €100 per bedroom beyond the fifth: a T6 has a ceiling of €1,357.
The ceiling against the Vila Real de Santo António market
The T2 ceiling (€866) is 12% above the market estimate: a typical T2 fits under the ceiling, with €96 to spare. The quartiles of the T2 estimate run from €525 to €965: the ceiling sits between the median and the 3rd quartile.
| Size | RSAA ceiling (€/month) | Market est. (€/month) | Difference | Ceiling (€/m²) | Market (€/m²) |
|---|---|---|---|---|---|
| T1 · 48 m² | 671 | 550 | +22 % | 13.98 | 11.46 |
| T2 · 85 m² | 866 | 770 | +12 % | 10.19 | 9.06 |
| T3 · 115 m² | 1,034 | 895 | +16 % | 8.99 | 7.78 |
Aluseg estimate, not an official figure: INE median of €9.51/m² (2025, 317 new leases) × INE size ratio for Algarve × reference floor area. See the Vila Real de Santo António rental market.
The ceiling against income in Vila Real de Santo António
A person on the median income in Vila Real de Santo António receives €962 a month after income tax (INE, 2024). The T2 ceiling (€866) takes 90 % of that income, against 80 % for the market rent (€770). For a couple on two median incomes, 45 % against 40 %.
Income per person after income tax, not household income: see how we read this number.
Looking for an affordable-rent home in Vila Real de Santo António?
Ask the landlord whether the lease will be in the RSAA (they file it with the IHRU, art. 6) and check the advert: up to €671 for a T1, €866 for a T2.
IRS saved at the ceiling in Vila Real de Santo António
A T2 in Vila Real de Santo António let at the ceiling earns €10,392 a year. Outside the RSAA, IRS on that gross rent would reach €2,598 (25% rate) or €1,039.20 (10% rate, for rents up to €2,300 a month). Under the RSAA, the tax is €0.
| Size | Rent at the ceiling (€/month) | Rent per year (€) | IRS at 25% (€/year) | IRS at 10% (€/year) | IRS under the RSAA (€/year) |
|---|---|---|---|---|---|
| T0 | 448 | 5,376 | 1,344 | 537.60 | 0 |
| T1 | 671 | 8,052 | 2,013 | 805.20 | 0 |
| T2 | 866 | 10,392 | 2,598 | 1,039.20 | 0 |
| T3 | 1,034 | 12,408 | 3,102 | 1,240.80 | 0 |
| T4 | 1,146 | 13,752 | 3,438 | 1,375.20 | 0 |
| T5 | 1,257 | 15,084 | 3,771 | 1,508.40 | 0 |
Gross rent, no deductible expenses. Exemption: art. 6 of annex III. Rates: Landlord IRS in 2026.
Ceilings in the Faro district
Vila Real de Santo António has the 6th highest T2 ceiling of 16 municipalities in the Faro district. The highest is Albufeira (€923) and the lowest is São Brás de Alportel (€526). The district median is €752.50: Vila Real de Santo António is 15% above the median.
| Municipality | T0 (€/month) | T1 (€/month) | T2 (€/month) | T3 (€/month) | T2 market, est. (€/month) | Difference |
|---|---|---|---|---|---|---|
| Albufeira | 554 | 709 | 923 | 1,136 | 925 | 0 % |
| Loulé | 550 | 704 | 917 | 1,129 | 965 | −5 % |
| Lagos | 547 | 701 | 912 | 1,123 | 1,000 | −9 % |
| Portimão | 530 | 679 | 883 | 1,088 | 920 | −4 % |
| Tavira | 521 | 671 | 868 | 1,069 | 910 | −5 % |
| Vila Real de Santo António | 448 | 671 | 866 | 1,034 | 770 | +12 % |
| Alcoutim | 488 | 625 | 814 | 1,002 | – | – |
| Lagoa | 456 | 584 | 760 | 936 | 760 | 0 % |
| Faro | 447 | 572 | 745 | 917 | 780 | −4 % |
| Silves | 444 | 568 | 739 | 911 | 750 | −1 % |
| Vila do Bispo | 421 | 539 | 701 | 864 | 720 | −3 % |
| Aljezur | 384 | 531 | 671 | 788 | 630 | +7 % |
| Castro Marim | 378 | 531 | 671 | 784 | 695 | −3 % |
| Monchique | 364 | 531 | 671 | 784 | 605 | +11 % |
| Olhão | 394 | 531 | 671 | 810 | 685 | −2 % |
| São Brás de Alportel | 316 | 404 | 526 | 648 | 580 | −9 % |
From the highest T2 ceiling to the lowest. Market: Aluseg estimate from INE data; – = no data.
Keep exploring
Rent under the RSAA with everything in order
Lease, Tax Authority and rent receipts in a free account.
FAQ: affordable rent in Vila Real de Santo António
What is the maximum rent for a T2 in Vila Real de Santo António under the RSAA?
€866 a month, the 24th highest ceiling in the country. With private parking or an energy certificate of A or A+ it rises to €952.60; with both, to €1,039.20.
Is the T2 ceiling in Vila Real de Santo António above or below the market rent?
It is 12% above the Aluseg estimate for an 85 m² T2, about €770 a month (INE, 2025).
How do I get the IRS exemption?
Report the lease to the Tax Authority and file it with the IHRU by 15 January of the following year. See the RSAA guide.
What if the rent goes over the ceiling?
The exemption is lost from the breach and the tax is settled with compensatory interest (art. 7 of annex III).
Sources and methodology
Source: Portaria n.º 454/2026/1, de 13 de outubro (PDF) and Decree-Law 97/2026, annex III, read on 22 October 2026. Uplifts calculated by us (art. 2(4)). For information only, not legal or tax advice.