Affordable rent · RSAA
Affordable rent in Braga: RSAA rent ceilings
Under the RSAA, the monthly rent in Braga cannot exceed €391 for a T0, €531 for a T1, €671 for a T2 or €802 for a T3. In return, the rent is exempt from IRS.
- Official source: Diário da República
- Portaria n.º 454/2026/1
- Data of 22 October 2026
Photo: Pedro from Maia (Porto), Portugal · CC BY 2.0 · Wikimedia Commons
Key figures
Monthly ceilings in Braga
The T2 ceiling ranks 49th highest of 308 municipalities and 1st of 14 in the Braga district.
- T0, maximum rent per month
- €391
- T1, maximum rent per month
- €531
- T2, maximum rent per month
- €671
- T3, maximum rent per month
- €802
Simulator
Work out the ceiling for your property
The ceilings
Rent ceilings by size in Braga
| Size | Ceiling | +10% parking | +10% class A or A+ | +20% both |
|---|---|---|---|---|
| T0 | €391 | €430.10 | €430.10 | €469.20 |
| T1 | €531 | €584.10 | €584.10 | €637.20 |
| T2 | €671 | €738.10 | €738.10 | €805.20 |
| T3 | €802 | €882.20 | €882.20 | €962.40 |
| T4 | €895 | €984.50 | €984.50 | €1,074 |
| T5 | €1,028 | €1,130.80 | €1,130.80 | €1,233.60 |
Cumulative uplifts (art. 2(4)). Above T5, add €75 per bedroom beyond the fifth: a T6 has a ceiling of €1,103.
The ceiling against the Braga market
The T2 ceiling (€671) is 4% below the market estimate: letting at the ceiling costs the landlord about €29 a month. The quartiles of the T2 estimate run from €545 to €895: the ceiling sits between the 1st quartile and the median. With private parking and class A or A+, the T2 ceiling rises to €805.20 and covers the estimate.
| Size | RSAA ceiling (€/month) | Market est. (€/month) | Difference | Ceiling (€/m²) | Market (€/m²) |
|---|---|---|---|---|---|
| T1 · 48 m² | 531 | 530 | +0 % | 11.06 | 11.04 |
| T2 · 85 m² | 671 | 700 | −4 % | 7.89 | 8.24 |
| T3 · 115 m² | 802 | 820 | −2 % | 6.97 | 7.13 |
| T4+ · 145 m² | 895 | 965 | −7 % | 6.17 | 6.66 |
Aluseg estimate, not an official figure: INE median of €8.38/m² (2025, 4,044 new leases) × INE size ratio of the municipality itself × reference floor area. See the Braga rental market.
The ceiling against income in Braga
A person on the median income in Braga receives €1,063 a month after income tax (INE, 2024). The T2 ceiling (€671) takes 63 % of that income, against 66 % for the market rent (€700). For a couple on two median incomes, 32 % against 33 %.
Income per person after income tax, not household income: see how we read this number.
Looking for an affordable-rent home in Braga?
Ask the landlord whether the lease will be in the RSAA (they file it with the IHRU, art. 6) and check the advert: up to €531 for a T1, €671 for a T2.
Municipal programme
Municipal Affordable Rent Programme (Programa Municipal de Arrendamento Acessível, PMAA), BragaHabit
A municipal programme run by BragaHabit that sublets to middle-income families homes owned by participating private landlords, with maximum rents by size (from EUR 325 for a T0 to EUR 875 for a T5) and an IMI exemption for the landlords.
Information checked on 22/10/2026 on the official website: see the official page.
IRS saved at the ceiling in Braga
A T2 in Braga let at the ceiling earns €8,052 a year. Outside the RSAA, IRS on that gross rent would reach €2,013 (25% rate) or €805.20 (10% rate, for rents up to €2,300 a month). Under the RSAA, the tax is €0.
| Size | Rent at the ceiling (€/month) | Rent per year (€) | IRS at 25% (€/year) | IRS at 10% (€/year) | IRS under the RSAA (€/year) |
|---|---|---|---|---|---|
| T0 | 391 | 4,692 | 1,173 | 469.20 | 0 |
| T1 | 531 | 6,372 | 1,593 | 637.20 | 0 |
| T2 | 671 | 8,052 | 2,013 | 805.20 | 0 |
| T3 | 802 | 9,624 | 2,406 | 962.40 | 0 |
| T4 | 895 | 10,740 | 2,685 | 1,074 | 0 |
| T5 | 1,028 | 12,336 | 3,084 | 1,233.60 | 0 |
Gross rent, no deductible expenses. Exemption: art. 6 of annex III. Rates: Landlord IRS in 2026.
Ceilings in the Braga district
Braga has the 1st highest T2 ceiling of 14 municipalities in the Braga district. It is the highest in the district, €65 above Terras de Bouro. The lowest is Póvoa de Lanhoso (€392). The district median is €461: Braga is 46% above the median.
| Municipality | T0 (€/month) | T1 (€/month) | T2 (€/month) | T3 (€/month) | T2 market, est. (€/month) | Difference |
|---|---|---|---|---|---|---|
| Braga | 391 | 531 | 671 | 802 | 700 | −4 % |
| Terras de Bouro | 364 | 466 | 606 | 747 | – | – |
| Esposende | 348 | 446 | 581 | 715 | 630 | −8 % |
| Vila Nova de Famalicão | 311 | 398 | 518 | 638 | 585 | −11 % |
| Guimarães | 303 | 392 | 505 | 622 | 540 | −6 % |
| Barcelos | 298 | 392 | 504 | 612 | 550 | −8 % |
| Amares | 282 | 361 | 470 | 578 | 510 | −8 % |
| Vila Verde | 271 | 347 | 452 | 557 | 495 | −9 % |
| Vieira do Minho | 266 | 340 | 443 | 546 | 465 | −5 % |
| Vizela | 266 | 340 | 443 | 546 | 465 | −5 % |
| Cabeceiras de Basto | 224 | 308 | 392 | 475 | 330 | +19 % |
| Celorico de Basto | 224 | 308 | 392 | 475 | 320 | +23 % |
| Fafe | 224 | 308 | 392 | 475 | 400 | −2 % |
| Póvoa de Lanhoso | 228 | 308 | 392 | 475 | 395 | −1 % |
From the highest T2 ceiling to the lowest. Market: Aluseg estimate from INE data; – = no data.
Rent under the RSAA with everything in order
Lease, Tax Authority and rent receipts in a free account.
FAQ: affordable rent in Braga
What is the maximum rent for a T2 in Braga under the RSAA?
€671 a month, the 49th highest ceiling in the country. With private parking or an energy certificate of A or A+ it rises to €738.10; with both, to €805.20.
Is the T2 ceiling in Braga above or below the market rent?
It is 4% below the Aluseg estimate for an 85 m² T2, about €700 a month (INE, 2025).
How do I get the IRS exemption?
Report the lease to the Tax Authority and file it with the IHRU by 15 January of the following year. See the RSAA guide.
What if the rent goes over the ceiling?
The exemption is lost from the breach and the tax is settled with compensatory interest (art. 7 of annex III).
Sources and methodology
Source: Portaria n.º 454/2026/1, de 13 de outubro (PDF) and Decree-Law 97/2026, annex III, read on 22 October 2026. Uplifts calculated by us (art. 2(4)). For information only, not legal or tax advice.