Using the Rent Default Cost Simulator: Step by Step

The tool turns your rent and an estimated eviction timeline into a concrete euro loss — the number that makes the abstract risk of default suddenly real.

The problem

Most landlords have never calculated what a non-paying tenant would actually cost them. That blind spot is exactly why they under-protect — until it’s too late.

How to use it

1. Enter the property location and details.
2. Provide the rent, deposit, and the tenant’s income.
3. Review the simple and global effort rates.
4. Read your net exposure and the A/B/C risk grade.

What the number reveals

The tool models exposure on a 6-month eviction plus ~€1,500 legal basis. In market terms, figures land between €5,400 and €10,800 — and higher on Lisbon or Porto rents.

Frequently asked questions

Is my data stored?

Financial data is used solely for the solvency analysis and is not stored permanently.