{"id":6097,"date":"2026-05-30T14:35:43","date_gmt":"2026-05-30T14:35:43","guid":{"rendered":"https:\/\/aluseg.com\/?p=2010"},"modified":"2026-07-21T12:28:09","modified_gmt":"2026-07-21T12:28:09","slug":"unpaid-rent-insurance-gli-how-it-works-in-portugal","status":"publish","type":"post","link":"https:\/\/aluseg.com\/en\/unpaid-rent-insurance-gli-how-it-works-in-portugal\/","title":{"rendered":"Unpaid Rent Insurance (GLI): How It Works in Portugal"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>Rent insurance guarantees that the landlord continues to get paid even when the tenant stops paying \u2014 and it usually also covers the legal expenses of eviction.<\/p><\/blockquote>\n\n<h2 class=\"wp-block-heading\">The problem<\/h2>\n\n<p class=\"wp-block-paragraph\">Without insurance, a default is 100% borne by the landlord: lost rent, legal costs, fees, and months of uncertainty. For those who rely on rent to pay a mortgage, it is a direct threat to personal solvency.<\/p>\n\n<h2 class=\"wp-block-heading\">How it works, in practice<\/h2>\n\n<ul class=\"wp-block-list\"><li><strong>Prior tenant screening<\/strong> \u2014 the insurer requires a credit score.<\/li><li><strong>Guaranteed payment<\/strong> \u2014 in case of default, the insurer pays within the policy limits.<\/li><li><strong>Legal support<\/strong> \u2014 many policies include the cost of eviction.<\/li><li><strong>Limits and deductibles<\/strong> \u2014 it is important to know the caps and waiting periods.<\/li><\/ul>\n\n<h2 class=\"wp-block-heading\">The difference in euros<\/h2>\n\n<p class=\"wp-block-paragraph\">With insurance, the landlord gets paid; without insurance, they bear the average \u20ac5,400 to \u20ac10,800 of an eviction alone. The annual premium is a fraction of this risk.<\/p>\n\n<div class=\"aluseg-cta\">\n  <a class=\"aluseg-cta__btn\" href=\"https:\/\/aluseg.com\/tenant-solvency\/\">Quantify the risk that insurance eliminates \u2192<\/a>\n<\/div>\n<style>\n.aluseg-cta{margin:34px 0;padding:30px 24px;background:#eef4f5;border:1px solid #d6e3e5;border-radius:14px;text-align:center;}\n.aluseg-cta__btn{display:inline-block;background:#005869;color:#fff;font-weight:700;font-size:17px;line-height:1.2;text-decoration:none;padding:15px 34px;border-radius:9px;font-family:Arial,Helvetica,sans-serif;transition:background .2s ease;}\n.aluseg-cta__btn:hover{background:#133B3A;color:#fff;}\n<\/style>\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n<h3 class=\"wp-block-heading\">Does the insurance pay from the first month?<\/h3>\n\n<p class=\"wp-block-paragraph\">It depends on the policy \u2014 there are waiting periods and coverage limits that you should check before purchasing.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>O que \u00e9 o seguro de rendas (GLI) e como funciona em Portugal: pagamento garantido, apoio jur\u00eddico e como reduz o risco de incumprimento.<\/p>\n","protected":false},"author":1,"featured_media":1058,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-6097","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacoes-sobre-aluguer"],"acf":[],"_links":{"self":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/posts\/6097","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/comments?post=6097"}],"version-history":[{"count":1,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/posts\/6097\/revisions"}],"predecessor-version":[{"id":6098,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/posts\/6097\/revisions\/6098"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/media\/1058"}],"wp:attachment":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/media?parent=6097"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/categories?post=6097"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/tags?post=6097"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}