{"id":6090,"date":"2026-05-30T14:35:58","date_gmt":"2026-05-30T14:35:58","guid":{"rendered":"https:\/\/aluseg.com\/?p=2005"},"modified":"2026-07-21T12:27:01","modified_gmt":"2026-07-21T12:27:01","slug":"security-deposit-and-guarantees-how-to-protect-yourself-before-renting","status":"publish","type":"post","link":"https:\/\/aluseg.com\/en\/security-deposit-and-guarantees-how-to-protect-yourself-before-renting\/","title":{"rendered":"Security Deposit and Guarantees: How to Protect Yourself Before Renting"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>The security deposit is the first line of defense, but it has limits. Combined with solvency scoring and rent guarantee insurance, it becomes a real safety net.<\/p><\/blockquote>\n\n<h2 class=\"wp-block-heading\">The problem<\/h2>\n\n<p class=\"wp-block-paragraph\">A one or two-month security deposit seems like protection \u2014 until the tenant stops paying for eight months. The deposit covers a minimal fraction of the actual loss from a prolonged default.<\/p>\n\n<h2 class=\"wp-block-heading\">The available layers of guarantee<\/h2>\n\n<ul class=\"wp-block-list\"><li><strong>Security deposit<\/strong> \u2014 covers damages and short periods of non-payment.<\/li><li><strong>Guarantor<\/strong> \u2014 reinforcement, but with slow and uncertain enforcement.<\/li><li><strong>Solvency scoring<\/strong> \u2014 assessing financial capacity before signing.<\/li><li><strong>Rent guarantee insurance<\/strong> \u2014 guarantees payment even in default.<\/li><\/ul>\n\n<h2 class=\"wp-block-heading\">Where the real loss lies<\/h2>\n\n<p class=\"wp-block-paragraph\">The security deposit resolves weeks; the problem is measured in months. It is in this difference that a five-figure loss lies. Knowing the exact exposure, before signing, changes the decision.<\/p>\n\n<div class=\"aluseg-cta\">\n  <a class=\"aluseg-cta__btn\" href=\"https:\/\/aluseg.com\/tenant-solvency\/\">See my exposure before signing \u2192<\/a>\n<\/div>\n<style>\n.aluseg-cta{margin:34px 0;padding:30px 24px;background:#eef4f5;border:1px solid #d6e3e5;border-radius:14px;text-align:center;}\n.aluseg-cta__btn{display:inline-block;background:#005869;color:#fff;font-weight:700;font-size:17px;line-height:1.2;text-decoration:none;padding:15px 34px;border-radius:9px;font-family:Arial,Helvetica,sans-serif;transition:background .2s ease;}\n.aluseg-cta__btn:hover{background:#133B3A;color:#fff;}\n<\/style>\n\n<h2 class=\"wp-block-heading\">Frequently asked questions<\/h2>\n\n<h3 class=\"wp-block-heading\">How many months of security deposit can I ask for?<\/h3>\n\n<p class=\"wp-block-paragraph\">The regulations have limits; the contract must clearly specify the amount and purpose of the security deposit.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cau\u00e7\u00e3o, fiador, scoring e seguro de rendas: as camadas de garantia que protegem o senhorio em Portugal antes de assinar o contrato.<\/p>\n","protected":false},"author":1,"featured_media":867,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-6090","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-informacoes-sobre-aluguer"],"acf":[],"_links":{"self":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/posts\/6090","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/comments?post=6090"}],"version-history":[{"count":1,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/posts\/6090\/revisions"}],"predecessor-version":[{"id":6091,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/posts\/6090\/revisions\/6091"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/media\/867"}],"wp:attachment":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/media?parent=6090"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/categories?post=6090"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/tags?post=6090"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}