{"id":47783,"date":"2026-05-28T09:43:46","date_gmt":"2026-05-28T09:43:46","guid":{"rendered":"https:\/\/aluseg.com\/?page_id=795"},"modified":"2026-05-28T09:43:46","modified_gmt":"2026-05-28T09:43:46","slug":"tenant-solvency","status":"publish","type":"page","link":"https:\/\/aluseg.com\/en\/tenant-solvency\/","title":{"rendered":"Tenant Solvency"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"47783\" class=\"elementor elementor-47783 elementor-854\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-542db5d e-flex e-con-boxed nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-parent\" data-id=\"542db5d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"gsap-animation elementor-element elementor-element-42ff755 elementor-widget__width-initial nextsaas-filter-effect-no elementor-widget elementor-widget-nextsaas-heading\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.1\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"42ff755\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nextsaas-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"nextsaas_heading_wrap nextsaas-element\">\r\n\t\t\t<h1\t\t\t\tclass=\"font-medium mb-4 nextsaas_heading   \"\r\n\t\t\t\tstyle=\"\"\r\n\t\t\t>\r\n\t\t\t\tPre-Tenancy Tenant Solvency Calculator\t\t\t<\/h1>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gsap-animation elementor-element elementor-element-fb1653a elementor-widget__width-initial nextsaas-filter-effect-no elementor-widget elementor-widget-heading\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.2\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"fb1653a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Calculate tenant effort rates (debt-to-income ratio) and instantly assess the risk of financial default. Whether analyzing a new applicant or adjusting lease terms, our free tool calculates the real financial exposure and affordability limits in seconds.<\/div>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-03da74c e-flex e-con-boxed nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"03da74c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-16b0739 e-con-full animated-slow e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no elementor-invisible e-con e-child\" data-id=\"16b0739\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInUp&quot;,&quot;animation_delay&quot;:100}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d1c38eb elementor-widget__width-inherit nextsaas-filter-effect-no elementor-widget elementor-widget-html\" data-id=\"d1c38eb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!-- ============================================================== -->\n<!--  AluSeg \u2014 Widget de Avalia\u00e7\u00e3o de Solvabilidade do Inquilino  -->\n<!--  v4 \u2014 Vers\u00e3o Portuguesa                                      -->\n<!-- ============================================================== -->\n<div id=\"aluseg-solvency\">\n<style>\n\/* \u2500\u2500 Scoped reset \u2500\u2500 *\/\n#aluseg-solvency *{box-sizing:border-box;margin:0;padding:0}\n\n\/* \u2500\u2500 Design tokens \u2500\u2500 *\/\n#aluseg-solvency{\n  --ac:#005869;--ach:#133B3A;--bg:#f6f8f8;--ln:#dfe5e6;\n  --ink:#1d2730;--mu:#69757c;--mu2:#9aa5ab;\n  --g:#1a7f4b;--gbg:#e8f5ee;--gbd:#a8dbbe;\n  --y:#b07d12;--ybg:#fdf8e8;--ybd:#f0d88a;\n  --r:#c0392b;--rbg:#fdf0ee;--rbd:#f0b8b2;\n  font-family:-apple-system,BlinkMacSystemFont,\"Segoe UI\",Roboto,Helvetica,Arial,sans-serif;\n  color:var(--ink);max-width:760px;margin:0 auto;padding:8px;font-size:14px\n}\n\n\/* \u2500\u2500 Card \u2500\u2500 *\/\n#aluseg-solvency .als-card{\n  background:#fff;border:1px solid var(--ln);\n  border-radius:11px;padding:20px\n}\n\n\/* \u2500\u2500 Widget title \u2500\u2500 *\/\n#aluseg-solvency .als-title{\n  font-size:15px;font-weight:700;color:var(--ink);\n  margin-bottom:16px;padding-bottom:12px;border-bottom:1px solid var(--ln)\n}\n\n\/* \u2500\u2500 Stepper \u2500\u2500 *\/\n#aluseg-solvency .stepper{display:flex;margin:0 0 20px}\n#aluseg-solvency .st{flex:1;text-align:center;position:relative;cursor:default}\n#aluseg-solvency .st::after{content:\"\";position:absolute;top:16px;left:50%;width:100%;height:2px;background:var(--ln);z-index:0}\n#aluseg-solvency .st:last-child::after{display:none}\n#aluseg-solvency .st.done::after{background:var(--ac)}\n#aluseg-solvency .dot{position:relative;z-index:1;width:34px;height:34px;border-radius:50%;background:#fff;\n  border:2px solid var(--ln);color:var(--mu);display:flex;align-items:center;justify-content:center;\n  font-weight:700;margin:0 auto 5px;font-size:14px;transition:all .2s}\n#aluseg-solvency .st.on .dot{border-color:var(--ac);color:var(--ac);background:#e8f4f6}\n#aluseg-solvency .st.done .dot{background:var(--ac);border-color:var(--ac);color:#fff}\n#aluseg-solvency .st .lbl{font-size:11px;line-height:1.25;color:var(--mu)}\n#aluseg-solvency .st.on .lbl{color:var(--ac);font-weight:600}\n#aluseg-solvency .st.done .lbl{color:var(--ac)}\n\n\/* \u2500\u2500 Steps \u2500\u2500 *\/\n#aluseg-solvency .step{display:none;animation:als-fade .2s ease}\n#aluseg-solvency .step.active{display:block}\n@keyframes als-fade{from{opacity:0;transform:translateY(3px)}to{opacity:1;transform:none}}\n#aluseg-solvency .step h3{font-size:14px;font-weight:700;margin:0 0 12px;padding-bottom:8px;border-bottom:1px solid var(--ln)}\n\n\/* \u2500\u2500 12-col grid \u2500\u2500 *\/\n#aluseg-solvency .g{display:grid;grid-template-columns:repeat(12,1fr);gap:9px 12px}\n#aluseg-solvency .c4{grid-column:span 4}\n#aluseg-solvency .c6{grid-column:span 6}\n#aluseg-solvency .c8{grid-column:span 8}\n#aluseg-solvency .c12{grid-column:span 12}\n@media(max-width:580px){\n  #aluseg-solvency .c4,#aluseg-solvency .c6,#aluseg-solvency .c8{grid-column:span 12}\n  #aluseg-solvency .st .lbl{display:none}\n}\n\n\/* \u2500\u2500 Labels \u2500\u2500 *\/\n#aluseg-solvency label{display:flex;align-items:center;gap:5px;font-size:12.5px;font-weight:600;margin-bottom:3px}\n#aluseg-solvency label .opt{font-weight:400;color:var(--mu);font-size:11px}\n#aluseg-solvency .req{color:#d23b3b}\n\n\/* \u2500\u2500 Inputs &amp; selects \u2500\u2500 *\/\n#aluseg-solvency input,#aluseg-solvency select{\n  width:100%;padding:8px 10px;border:1px solid var(--ln);\n  border-radius:7px;font-size:13.5px;background:#fff;color:var(--ink);height:38px;\n  transition:border-color .15s,box-shadow .15s\n}\n#aluseg-solvency select{\n  appearance:none;\n  background-image:url(\"data:image\/svg+xml,%3Csvg xmlns='http:\/\/www.w3.org\/2000\/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%23888' stroke-width='1.5' fill='none' stroke-linecap='round'\/%3E%3C\/svg%3E\");\n  background-repeat:no-repeat;background-position:right 10px center;\n  padding-right:30px;cursor:pointer\n}\n#aluseg-solvency select:disabled{background:#f7f7f7;color:#bbb;cursor:not-allowed}\n#aluseg-solvency input:focus,#aluseg-solvency select:focus{\n  outline:none;border-color:var(--ac);box-shadow:0 0 0 3px rgba(0,88,105,.12)\n}\n#aluseg-solvency .ef{border-color:#d23b3b!important;box-shadow:0 0 0 3px rgba(210,59,59,.11)!important}\n#aluseg-solvency .hint{font-size:11.5px;color:var(--mu);margin-top:4px;line-height:1.4}\n\n\/* \u2500\u2500 Euro prefix wrapper \u2500\u2500 *\/\n#aluseg-solvency .pw{position:relative}\n#aluseg-solvency .pw .pfx{position:absolute;left:10px;top:50%;transform:translateY(-50%);\n  color:var(--mu);font-size:13px;font-weight:600;pointer-events:none}\n#aluseg-solvency .pw input{padding-left:22px}\n\n\/* \u2500\u2500 Checkbox pills \u2500\u2500 *\/\n#aluseg-solvency .checks{display:flex;flex-wrap:wrap;gap:6px;margin-top:4px}\n#aluseg-solvency .chk{display:flex;align-items:center;gap:7px;font-size:13px;font-weight:400;\n  cursor:pointer;padding:7px 11px;border:1.5px solid var(--ln);border-radius:8px;\n  background:#fff;transition:border-color .15s;user-select:none}\n#aluseg-solvency .chk:hover{border-color:var(--ac)}\n#aluseg-solvency .chk input[type=checkbox]{width:15px;height:15px;accent-color:var(--ac);cursor:pointer;flex-shrink:0}\n\n\/* \u2500\u2500 Advanced options toggle \u2500\u2500 *\/\n#aluseg-solvency .adv-tog{\n  background:#fff;border:1.5px dashed var(--ln);border-radius:8px;\n  padding:8px 14px;font-size:12.5px;font-weight:600;\n  color:var(--mu);cursor:pointer;width:100%;text-align:left;\n  transition:all .15s;display:flex;align-items:center;gap:7px;\n  margin-top:4px\n}\n#aluseg-solvency .adv-tog:hover{border-color:var(--ac);color:var(--ac)}\n\n\/* \u2500\u2500 Advanced options panel \u2500\u2500 *\/\n#aluseg-solvency .adv-inner{\n  background:var(--bg);border:1px solid var(--ln);border-radius:8px;\n  padding:14px;margin-top:6px\n}\n\n\/* \u2500\u2500 Add tenant button \u2500\u2500 *\/\n#aluseg-solvency .add-t-btn{\n  font-size:12.5px;font-weight:600;padding:7px 14px;border-radius:8px;\n  display:inline-flex;align-items:center;gap:6px;cursor:pointer;\n  border:1.5px dashed var(--ln);background:transparent;color:var(--ac);\n  transition:all .15s;margin-top:2px\n}\n#aluseg-solvency .add-t-btn:hover{border-color:var(--ac);background:#e8f4f6}\n\n\/* \u2500\u2500 Tenant 2 panel \u2500\u2500 *\/\n#aluseg-solvency .t2-panel{\n  background:var(--bg);border:1px solid var(--ln);border-radius:8px;\n  padding:12px;position:relative\n}\n#aluseg-solvency .t2-panel .rm-btn{\n  position:absolute;top:10px;right:10px;\n  border:none;background:none;cursor:pointer;\n  color:var(--mu);font-size:11px;font-weight:600;\n  display:flex;align-items:center;gap:4px;padding:3px 7px;\n  border-radius:5px;transition:all .15s\n}\n#aluseg-solvency .t2-panel .rm-btn:hover{background:var(--rbg);color:var(--r)}\n\n\/* \u2500\u2500 New parish panel \u2500\u2500 *\/\n#aluseg-solvency .new-parish{\n  background:var(--bg);border:1px solid var(--ln);border-radius:8px;padding:12px;margin-top:2px\n}\n\n\/* \u2500\u2500 Info banner \u2500\u2500 *\/\n#aluseg-solvency .info-box{\n  background:#e8f4f6;border:1px solid #b8dce3;border-radius:7px;\n  padding:9px 12px;font-size:12px;color:var(--ach);line-height:1.5;\n  margin-bottom:12px\n}\n\n\/* \u2500\u2500 Nav \/ buttons \u2500\u2500 *\/\n#aluseg-solvency .nav{display:flex;justify-content:space-between;margin-top:18px;gap:10px}\n#aluseg-solvency button{border:none;border-radius:8px;padding:10px 20px;font-size:13.5px;\n  font-weight:600;cursor:pointer;transition:all .15s;display:inline-flex;align-items:center;gap:7px}\n#aluseg-solvency .btn{background:var(--ac);color:#fff}\n#aluseg-solvency .btn:hover{background:var(--ach)}\n#aluseg-solvency .btn:disabled{opacity:.5;cursor:not-allowed}\n#aluseg-solvency .ghost{background:#fff;color:var(--ink);border:1px solid var(--ln)}\n#aluseg-solvency .ghost:hover{border-color:var(--ac);color:var(--ac)}\n\n\/* \u2500\u2500 Error box \u2500\u2500 *\/\n#aluseg-solvency .err-box{\n  background:var(--rbg);border:1px solid var(--rbd);border-radius:8px;\n  padding:10px 12px;color:var(--r);font-size:12.5px;\n  display:none;align-items:flex-start;gap:8px;margin-top:12px\n}\n#aluseg-solvency .err-box.on{display:flex}\n\n\/* \u2500\u2500 Loading spinner \u2500\u2500 *\/\n#aluseg-solvency .sp-wrap{text-align:center;padding:40px 16px;display:none}\n#aluseg-solvency .sp-wrap.on{display:block}\n#aluseg-solvency .spinner{width:36px;height:36px;border:3px solid var(--ln);\n  border-top-color:var(--ac);border-radius:50%;\n  animation:als-spin .9s linear infinite;margin:0 auto 12px}\n@keyframes als-spin{to{transform:rotate(360deg)}}\n#aluseg-solvency .sp-wrap p{color:var(--mu);font-size:13px}\n\n\/* \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n   REPORT\n\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 *\/\n#aluseg-solvency .report{display:none;animation:als-fade .3s ease}\n#aluseg-solvency .report.on{display:block}\n\n\/* Risk header *\/\n#aluseg-solvency .rh{border-radius:9px;padding:14px 16px;margin-bottom:12px;\n  display:flex;align-items:flex-start;gap:12px}\n#aluseg-solvency .rh.low{background:var(--gbg);border:1.5px solid var(--gbd)}\n#aluseg-solvency .rh.med{background:var(--ybg);border:1.5px solid var(--ybd)}\n#aluseg-solvency .rh.high{background:var(--rbg);border:1.5px solid var(--rbd)}\n#aluseg-solvency .rb{display:inline-flex;align-items:center;gap:5px;\n  font-size:10.5px;font-weight:700;letter-spacing:.04em;text-transform:uppercase;\n  padding:3px 9px;border-radius:20px;margin-bottom:5px}\n#aluseg-solvency .rb.low{background:var(--g);color:#fff}\n#aluseg-solvency .rb.med{background:var(--y);color:#fff}\n#aluseg-solvency .rb.high{background:var(--r);color:#fff}\n#aluseg-solvency .rh h3{font-size:14px;font-weight:700;margin-bottom:3px}\n#aluseg-solvency .rh p{font-size:12.5px;line-height:1.5}\n#aluseg-solvency .rh.low h3{color:var(--g)}\n#aluseg-solvency .rh.med h3{color:var(--y)}\n#aluseg-solvency .rh.high h3{color:var(--r)}\n\n\/* Market comparison *\/\n#aluseg-solvency .mkt{border:1px solid var(--ln);border-radius:9px;padding:14px 16px;\n  margin-bottom:12px;background:var(--bg)}\n#aluseg-solvency .mkt .ph{font-size:10.5px;font-weight:700;text-transform:uppercase;\n  letter-spacing:.05em;color:var(--mu);margin-bottom:10px}\n#aluseg-solvency .mkt-range{display:flex;align-items:flex-end;\n  justify-content:space-around;gap:6px;margin-bottom:10px}\n#aluseg-solvency .mblk{text-align:center;flex:1}\n#aluseg-solvency .mblk .ml{display:block;font-size:10px;font-weight:700;color:var(--mu);\n  text-transform:uppercase;letter-spacing:.05em;margin-bottom:3px}\n#aluseg-solvency .mblk .mv{font-size:14px;font-weight:700;color:var(--ac)}\n#aluseg-solvency .mblk .mv.main{font-size:22px;color:var(--ink)}\n#aluseg-solvency .mkt-sep{width:1px;height:32px;background:var(--ln);align-self:center;flex-shrink:0}\n#aluseg-solvency .mkt-cmp{display:flex;align-items:flex-start;gap:10px;\n  padding:10px 13px;border-radius:8px;font-size:12.5px;line-height:1.5}\n#aluseg-solvency .mkt-cmp.above{background:var(--rbg);border:1px solid var(--rbd);color:var(--r)}\n#aluseg-solvency .mkt-cmp.below{background:var(--gbg);border:1px solid var(--gbd);color:var(--g)}\n#aluseg-solvency .mkt-cmp.inline{background:#eff6ff;border:1px solid #bfdbfe;color:#1e3a5f}\n#aluseg-solvency .mkt-cmp .cp{font-size:18px;font-weight:800;flex-shrink:0;margin-top:1px}\n#aluseg-solvency .mkt-na{font-size:12px;color:var(--mu);text-align:center;padding:8px;font-style:italic}\n#aluseg-solvency .mkt-src{font-size:10.5px;color:var(--mu2);margin-top:6px}\n\n\/* Metrics grid *\/\n#aluseg-solvency .metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:12px}\n@media(max-width:500px){#aluseg-solvency .metrics{grid-template-columns:1fr 1fr}}\n#aluseg-solvency .mc{background:var(--bg);border:1px solid var(--ln);border-radius:8px;padding:12px;text-align:center}\n#aluseg-solvency .mc .mv{font-size:20px;font-weight:700;color:var(--ink);line-height:1.1;margin-bottom:3px}\n#aluseg-solvency .mc .ml{font-size:10.5px;color:var(--mu);font-weight:500;line-height:1.3}\n#aluseg-solvency .mc .bar{height:4px;border-radius:2px;margin-top:7px;background:var(--ln);overflow:hidden}\n#aluseg-solvency .mc .bar-f{height:100%;border-radius:2px;transition:width .5s ease}\n#aluseg-solvency .mc .mc-info{\n  font-size:9.5px;color:var(--mu);margin-top:7px;line-height:1.45;\n  padding-top:6px;border-top:1px solid var(--ln);text-align:left\n}\n\n\/* Detail tables *\/\n#aluseg-solvency .dtbl{background:var(--bg);border:1px solid var(--ln);border-radius:9px;\n  padding:12px 14px;margin-bottom:12px}\n#aluseg-solvency .dtbl .dh{font-size:10.5px;font-weight:700;text-transform:uppercase;\n  letter-spacing:.05em;color:var(--mu);margin-bottom:8px}\n#aluseg-solvency .dr{display:flex;justify-content:space-between;align-items:center;\n  padding:5px 0;border-bottom:1px solid var(--ln);font-size:12.5px}\n#aluseg-solvency .dr:last-child{border:none;padding-bottom:0}\n#aluseg-solvency .dl{color:var(--mu)}\n#aluseg-solvency .dv{font-weight:600;color:var(--ink)}\n#aluseg-solvency .dv.ok{color:var(--g)}\n#aluseg-solvency .dv.warn{color:var(--y)}\n#aluseg-solvency .dv.bad{color:var(--r)}\n\n\/* Report footer *\/\n#aluseg-solvency .rf{display:flex;justify-content:space-between;align-items:center;\n  padding-top:10px;gap:10px;flex-wrap:wrap}\n#aluseg-solvency .rf small{font-size:11px;color:var(--mu2);line-height:1.4}\n<\/style>\n\n<div class=\"als-card\">\n\n  <!-- \u2500\u2500 Widget Title \u2500\u2500 -->\n  <h2 class=\"als-title\">Tenant Solvency Assessment<\/h2>\n\n  <!-- \u2500\u2500 STEPPER \u2500\u2500 -->\n  <div class=\"stepper\">\n    <div class=\"st on\" id=\"als-st-1\">\n      <div class=\"dot\">1<\/div>\n      <div class=\"lbl\">Property<br>&amp; Location<\/div>\n    <\/div>\n    <div class=\"st\" id=\"als-st-2\">\n      <div class=\"dot\">2<\/div>\n      <div class=\"lbl\">Financial<br>Conditions<\/div>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n       PASSO 1 \u2014 Localiza\u00e7\u00e3o &amp; Detalhes\n  \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"step active\" id=\"als-s1\">\n    <h3>Location and Property Details<\/h3>\n    <div class=\"g\">\n\n      <!-- Distrito -->\n      <div class=\"c6\">\n        <label>District <span class=\"req\">*<\/span><\/label>\n        <select id=\"als-distrito\"><option value=\"\">Select the district\u2026<\/option><\/select>\n      <\/div>\n\n      <!-- Munic\u00edpio -->\n      <div class=\"c6\">\n        <label>Municipality (County) <span class=\"req\">*<\/span><\/label>\n        <select id=\"als-municipio\" disabled><option value=\"\">Select the district first<\/option><\/select>\n      <\/div>\n\n      <!-- Freguesia \u2014 dropdown -->\n      <div class=\"c12\" id=\"als-freq-row\" style=\"display:none\">\n        <label for=\"als-freq\">Parish <span class=\"opt\">\u2014 optional<\/span><\/label>\n        <select id=\"als-freq\">\n          <option value=\"\">All parishes (municipality average)<\/option>\n        <\/select>\n      <\/div>\n\n      <!-- Freguesia \u2014 free text -->\n      <div class=\"c12\" id=\"als-free-row\" style=\"display:none\">\n        <label for=\"als-free-freq\">Parish <span class=\"opt\">\u2014 optional<\/span><\/label>\n        <input type=\"text\" id=\"als-free-freq\" placeholder=\"Introduza o nome da freguesia (opcional)\u2026\" autocomplete=\"off\">\n      <\/div>\n\n      <!-- Nova freguesia panel -->\n      <div class=\"c12\" id=\"als-newp-row\" style=\"display:none\">\n        <div class=\"new-parish\">\n          <label for=\"als-newp-input\">Parish name <span class=\"req\">*<\/span><\/label>\n          <input type=\"text\" id=\"als-newp-input\" placeholder=\"ex. Pontinha, Ajuda, Mouraria\u2026\" autocomplete=\"off\">\n          <p class=\"hint\">This parish will be submitted anonymously to improve our estimates database.<\/p>\n        <\/div>\n      <\/div>\n\n      <!-- Tipo de Im\u00f3vel -->\n      <div class=\"c6\">\n        <label>Property Type <span class=\"req\">*<\/span><\/label>\n        <select id=\"als-type\">\n          <option value=\"\">Select the type\u2026<\/option>\n          <option value=\"Apartamento\">Apartment<\/option>\n          <option value=\"Moradia\">House<\/option>\n          <option value=\"Studio\/Loft\">Studio \/ Loft<\/option>\n          <option value=\"Quarto\">Room (single room)<\/option>\n        <\/select>\n      <\/div>\n\n      <!-- Tipologia -->\n      <div class=\"c6\" id=\"als-typo-col\">\n        <label>Typology <span class=\"req\">*<\/span><\/label>\n        <select id=\"als-typo\">\n          <option value=\"\">Select the typology\u2026<\/option>\n          <option value=\"T0\">Studio (T0)<\/option>\n          <option value=\"T1\">T1<\/option>\n          <option value=\"T2\">T2<\/option>\n          <option value=\"T3\">T3<\/option>\n          <option value=\"T4+\">T4+<\/option>\n        <\/select>\n      <\/div>\n\n      <!-- Mobiliado toggle -->\n      <div class=\"c12\">\n        <label>Furnished<\/label>\n        <div class=\"checks\">\n          <label class=\"chk\"><input type=\"checkbox\" id=\"als-furnished\"> Furnished apartment \/ room<\/label>\n        <\/div>\n      <\/div>\n\n      <!-- Extras B\u00e1sicos -->\n      <div class=\"c12\">\n        <label>Included Extras <span class=\"opt\">\u2014 select all that apply<\/span><\/label>\n        <div class=\"checks\">\n          <label class=\"chk\"><input type=\"checkbox\" name=\"extras\" value=\"Garage\"> Garage \/ Parking<\/label>\n          <label class=\"chk\"><input type=\"checkbox\" name=\"extras\" value=\"Elevator\"> Elevator<\/label>\n          <label class=\"chk\"><input type=\"checkbox\" name=\"extras\" value=\"Balcony\"> Balcony \/ Terrace<\/label>\n        <\/div>\n      <\/div>\n\n      <!-- \u2500\u2500 Op\u00e7\u00f5es avan\u00e7adas toggle \u2500\u2500 -->\n      <div class=\"c12\">\n        <button type=\"button\" class=\"adv-tog\" id=\"als-adv-tog\">\n          <span id=\"als-adv-arrow\">\u25bc<\/span> Advanced options\n        <\/button>\n      <\/div>\n\n      <!-- \u2500\u2500 Op\u00e7\u00f5es avan\u00e7adas panel (oculto por defeito) \u2500\u2500 -->\n      <div class=\"c12\" id=\"als-adv-panel\" style=\"display:none\">\n        <div class=\"adv-inner g\">\n\n          <!-- \u00c1rea m\u00b2 -->\n          <div class=\"c4\">\n            <label>Area <span class=\"opt\">(m\u00b2)<\/span><\/label>\n            <input type=\"number\" id=\"als-m2\" min=\"10\" max=\"1000\" step=\"5\" placeholder=\"ex. 75\">\n          <\/div>\n\n          <!-- Andar -->\n          <div class=\"c4\">\n            <label>Floor <span class=\"opt\">\u2014 optional<\/span><\/label>\n            <select id=\"als-floor\">\n              <option value=\"\">Any \/ unknown<\/option>\n              <option value=\"0\">Ground floor (0)<\/option>\n              <option value=\"1\">1st<\/option>\n              <option value=\"2\">2nd<\/option>\n              <option value=\"3\">3rd<\/option>\n              <option value=\"4\">4th<\/option>\n              <option value=\"5\">5th+<\/option>\n            <\/select>\n          <\/div>\n\n          <!-- Estado -->\n          <div class=\"c4\">\n            <label>Condition <span class=\"opt\">\u2014 optional<\/span><\/label>\n            <select id=\"als-cond\">\n              <option value=\"\">Select\u2026<\/option>\n              <option value=\"new\">New<\/option>\n              <option value=\"like_new\">Like new<\/option>\n              <option value=\"good\">Good<\/option>\n              <option value=\"fair\">Fair<\/option>\n              <option value=\"needs_work\">Needs renovation<\/option>\n            <\/select>\n          <\/div>\n\n          <!-- Dura\u00e7\u00e3o do Contrato -->\n          <div class=\"c6\">\n            <label>Lease Duration <span class=\"opt\">\u2014 optional<\/span><\/label>\n            <select id=\"als-lease\">\n              <option value=\"\">Select\u2026<\/option>\n              <option value=\"standard\">Long term (\u2265 1 year)<\/option>\n              <option value=\"short_term\">Short term (&lt; 1 year)<\/option>\n              <option value=\"student\">Student<\/option>\n              <option value=\"furnished_short\">Furnished short term<\/option>\n            <\/select>\n          <\/div>\n\n          <!-- Caracter\u00edsticas Adicionais -->\n          <div class=\"c12\">\n            <label>Additional Features <span class=\"opt\">\u2014 select all that apply<\/span><\/label>\n            <div class=\"checks\">\n              <label class=\"chk\"><input type=\"checkbox\" id=\"als-pool\"> Pool<\/label>\n              <label class=\"chk\"><input type=\"checkbox\" id=\"als-gym\"> Gym \/ fitness<\/label>\n              <label class=\"chk\"><input type=\"checkbox\" id=\"als-storage\"> Storage<\/label>\n              <label class=\"chk\"><input type=\"checkbox\" id=\"als-concierge\"> Concierge \/ condominium<\/label>\n            <\/div>\n          <\/div>\n\n        <\/div>\n      <\/div>\n\n    <\/div><!-- \/g -->\n\n    <div class=\"nav\">\n      <div><\/div>\n      <button class=\"btn\">Next<\/button>\n    <\/div>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n       PASSO 2 \u2014 Condi\u00e7\u00f5es Financeiras\n  \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"step\" id=\"als-s2\">\n    <h3>Financial Conditions and Tenant Data<\/h3>\n\n    <div class=\"info-box\">\n      Financial data is used exclusively for solvency analysis and is not permanently stored.\n    <\/div>\n\n    <div class=\"g\">\n\n      <!-- Renda -->\n      <div class=\"c6\">\n        <label>Monthly Rent (\u20ac) <span class=\"req\">*<\/span><\/label>\n        <div class=\"pw\"><span class=\"pfx\">\u20ac<\/span>\n          <input type=\"number\" id=\"als-rent\" min=\"0\" step=\"10\" placeholder=\"ex. 1200\">\n        <\/div>\n      <\/div>\n\n      <!-- Encargos Existentes -->\n      <div class=\"c6\">\n        <label>Existing Monthly Expenses (\u20ac) <span class=\"opt\">loans, credits\u2026<\/span><\/label>\n        <div class=\"pw\"><span class=\"pfx\">\u20ac<\/span>\n          <input type=\"number\" id=\"als-liab\" min=\"0\" step=\"10\" placeholder=\"0\" value=\"0\">\n        <\/div>\n      <\/div>\n\n      <!-- M\u00eas Adiantado -->\n      <div class=\"c6\">\n        <label>Rent in Advance <span class=\"req\">*<\/span><\/label>\n        <select id=\"als-adv\">\n          <option value=\"\">Select\u2026<\/option>\n          <option value=\"0\">None<\/option>\n          <option value=\"1\">1 Month<\/option>\n        <\/select>\n      <\/div>\n\n      <!-- Cau\u00e7\u00e3o -->\n      <div class=\"c6\">\n        <label>Security Deposit <span class=\"req\">*<\/span><\/label>\n        <select id=\"als-dep\">\n          <option value=\"\">Select\u2026<\/option>\n          <option value=\"0\">None<\/option>\n          <option value=\"1\">1 Month<\/option>\n          <option value=\"2\">2 Months<\/option>\n          <option value=\"3\">3 Months<\/option>\n        <\/select>\n      <\/div>\n\n      <!-- Rendimento Inquilino 1 -->\n      <div class=\"c12\">\n        <label>Tenant 1 \u2014 Gross Monthly Income (\u20ac) <span class=\"req\">*<\/span><\/label>\n        <div class=\"pw\"><span class=\"pfx\">\u20ac<\/span>\n          <input type=\"number\" id=\"als-income1\" min=\"0\" step=\"50\" placeholder=\"ex. 3000\">\n        <\/div>\n      <\/div>\n\n      <!-- Bot\u00e3o adicionar co-inquilino -->\n      <div class=\"c12\" id=\"als-add-t2-row\">\n        <button type=\"button\" class=\"add-t-btn\">\n          + Add co-tenant income\n        <\/button>\n      <\/div>\n\n      <!-- Rendimento Inquilino 2 (oculto por defeito) -->\n      <div class=\"c12\" id=\"als-t2-row\" style=\"display:none\">\n        <div class=\"t2-panel\">\n          <button type=\"button\" class=\"rm-btn\">\u2715 Remove<\/button>\n          <label style=\"margin-bottom:6px\">Tenant 2 \u2014 Gross Monthly Income (\u20ac) <span class=\"opt\">\u2014 optional<\/span><\/label>\n          <div class=\"pw\"><span class=\"pfx\">\u20ac<\/span>\n            <input type=\"number\" id=\"als-income2\" min=\"0\" step=\"50\" placeholder=\"ex. 2000\">\n          <\/div>\n          <p class=\"hint\" style=\"margin-top:6px\">Both incomes are combined for solvency calculations.<\/p>\n        <\/div>\n      <\/div>\n\n    <\/div>\n\n    <div class=\"nav\">\n      <button class=\"ghost\">Back<\/button>\n      <button class=\"btn\" id=\"als-sbtn\">Analyze Solvency<\/button>\n    <\/div>\n\n    <div class=\"err-box\" id=\"als-err\">\n      <span id=\"als-errmsg\">An error occurred. Please try again.<\/span>\n    <\/div>\n  <\/div>\n\n  <!-- \u2500\u2500 A CARREGAR \u2500\u2500 -->\n  <div class=\"sp-wrap\" id=\"als-sp\">\n    <div class=\"spinner\"><\/div>\n    <p>Analyzing tenant solvency\u2026<\/p>\n  <\/div>\n\n  <!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\n       RELAT\u00d3RIO\n  \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n  <div class=\"report\" id=\"als-rpt\">\n\n    <!-- Cabe\u00e7alho de risco -->\n    <div class=\"rh\" id=\"r-hd\">\n      <div id=\"r-ico\" style=\"flex-shrink:0\"><\/div>\n      <div>\n        <div id=\"r-badge\"><\/div>\n        <h3 id=\"r-title\"><\/h3>\n        <p id=\"r-rec\"><\/p>\n      <\/div>\n    <\/div>\n\n    <!-- Compara\u00e7\u00e3o de mercado -->\n    <div class=\"mkt\">\n      <div class=\"ph\">Market Comparison<\/div>\n      <div id=\"r-mkt\"><\/div>\n    <\/div>\n\n    <!-- M\u00e9tricas principais -->\n    <div class=\"metrics\">\n      <div class=\"mc\">\n        <div class=\"mv\" id=\"r-ser\">\u2014<\/div>\n        <div class=\"ml\">Simple Rent-to-Income Ratio<\/div>\n        <div class=\"bar\"><div class=\"bar-f\" id=\"r-ser-b\"><\/div><\/div>\n        <div class=\"mc-info\">Rent \u00f7 gross income. \u2264 30% healthy \u00b7 30\u201340% moderate \u00b7 &gt; 40% high risk<\/div>\n      <\/div>\n      <div class=\"mc\">\n        <div class=\"mv\" id=\"r-ger\">\u2014<\/div>\n        <div class=\"ml\">Total Debt-to-Income Ratio<\/div>\n        <div class=\"bar\"><div class=\"bar-f\" id=\"r-ger-b\"><\/div><\/div>\n        <div class=\"mc-info\">(Rent + debts) \u00f7 income. \u2264 40% safe \u00b7 40\u201345% borderline \u00b7 &gt; 45% exceeds Bank of Portugal limits<\/div>\n      <\/div>\n      <div class=\"mc\">\n        <div class=\"mv\" id=\"r-exp\">\u2014<\/div>\n        <div class=\"ml\">Net Financial Exposure<\/div>\n        <div class=\"bar\" style=\"background:transparent\"><\/div>\n        <div class=\"mc-info\">Maximum landlord loss in case of default: 6 months of eviction + \u20ac1,500 legal costs, minus guarantees received<\/div>\n      <\/div>\n    <\/div>\n\n    <!-- Detalhes do c\u00e1lculo -->\n    <div class=\"dtbl\">\n      <div class=\"dh\">Calculation Details<\/div>\n      <div class=\"dr\"><span class=\"dl\">Monthly Rent<\/span><span class=\"dv\" id=\"rd-rent\">\u2014<\/span><\/div>\n      <div class=\"dr\"><span class=\"dl\">Existing Monthly Expenses<\/span><span class=\"dv\" id=\"rd-liab\">\u2014<\/span><\/div>\n      <div class=\"dr\"><span class=\"dl\">Combined Tenant Income<\/span><span class=\"dv\" id=\"rd-inc\">\u2014<\/span><\/div>\n      <div class=\"dr\"><span class=\"dl\">Rent in Advance (\u20ac)<\/span><span class=\"dv\" id=\"rd-adv\">\u2014<\/span><\/div>\n      <div class=\"dr\"><span class=\"dl\">Security Deposit (\u20ac)<\/span><span class=\"dv\" id=\"rd-dep\">\u2014<\/span><\/div>\n      <div class=\"dr\"><span class=\"dl\">Simple Rent-to-Income Ratio<\/span><span class=\"dv\" id=\"rd-ser\">\u2014<\/span><\/div>\n      <div class=\"dr\"><span class=\"dl\">Total Debt-to-Income Ratio<\/span><span class=\"dv\" id=\"rd-ger\">\u2014<\/span><\/div>\n      <div class=\"dr\">\n        <span class=\"dl\">Net Exposure <span style=\"font-weight:400;font-size:11px\">(6 months eviction + \u20ac1,500 legal)<\/span><\/span>\n        <span class=\"dv\" id=\"rd-exp\">\u2014<\/span>\n      <\/div>\n    <\/div>\n\n    <!-- Resumo do im\u00f3vel -->\n    <div class=\"dtbl\">\n      <div class=\"dh\">Property Summary<\/div>\n      <div class=\"dr\"><span class=\"dl\">Location<\/span><span class=\"dv\" id=\"rd-loc\">\u2014<\/span><\/div>\n      <div class=\"dr\"><span class=\"dl\">Type and Typology<\/span><span class=\"dv\" id=\"rd-prop\">\u2014<\/span><\/div>\n      <div class=\"dr\"><span class=\"dl\">Extras<\/span><span class=\"dv\" id=\"rd-ext\">\u2014<\/span><\/div>\n    <\/div>\n\n    <!-- Rodap\u00e9 -->\n    <div class=\"rf\">\n      <small>Generated by AluSeg \u00b7 <span id=\"r-ts\"><\/span><br>For informational purposes only. Does not replace professional legal advice.<\/small>\n      <button class=\"btn\">New Assessment<\/button>\n    <\/div>\n  <\/div><!-- \/report -->\n\n<\/div><!-- \/als-card -->\n<\/div><!-- \/aluseg-solvency -->\n\n<script>\n(function(){\n'use strict';\n\n\/* \u2500\u2500 Config \u2500\u2500 *\/\nconst WEBHOOK = 'https:\/\/n8n.musko.io\/webhook\/aluseg-solvency';\nconst SB_URL  = 'https:\/\/ujbxjihbytloinjcannx.supabase.co';\nconst SB_ANON = 'eyJhbGciOiJIUzI1NiIsInR5cCI6IkpXVCJ9.eyJpc3MiOiJzdXBhYmFzZSIsInJlZiI6InVqYnhqaWhieXRsb2luamNhbm54Iiwicm9sZSI6ImFub24iLCJpYXQiOjE3Nzk0MjY4MTAsImV4cCI6MjA5NTAwMjgxMH0.0el6NhpshaeRAcrz2AX-YaPVcPxaY7-JGDNe3WGfVk8';\nconst SB_H    = {'Content-Type':'application\/json','apikey':SB_ANON,'Authorization':'Bearer '+SB_ANON};\n\n\/* \u2500\u2500 Etiquetas de tipo de im\u00f3vel (PT) \u2500\u2500 *\/\nconst TYPE_LABELS = {\n  'Apartamento': 'Apartamento',\n  'Moradia':     'Moradia',\n  'Studio\/Loft': 'Est\u00fadio \/ Loft',\n  'Quarto':      'Quarto'\n};\n\n\/* \u2500\u2500 Etiquetas de extras (PT) \u2500\u2500 *\/\nconst EXTRAS_LABELS = {\n  'Furnished': 'Mobilado',\n  'Garage':    'Garagem \/ Estacionamento',\n  'Elevator':  'Elevador',\n  'Balcony':   'Varanda \/ Terra\u00e7o',\n  'Pool':      'Piscina',\n  'Gym':       'Gin\u00e1sio',\n  'Storage':   'Arrumos',\n  'Concierge': 'Porteiro'\n};\n\n\/* \u2500\u2500 FNV-1a hash (para user_agent_hash) \u2500\u2500 *\/\nfunction hashStr(str) {\n  let h = 2166136261 &gt;&gt;&gt; 0;\n  for (let i = 0; i &gt;&gt; 0;\n  }\n  return h.toString(16);\n}\n\n\/* \u2500\u2500 Dados de localiza\u00e7\u00e3o \u2500\u2500 *\/\nconst MUNICIPIOS = {\n  \"Aveiro\":[\"\u00c1gueda\",\"Albergaria-a-Velha\",\"Anadia\",\"Arouca\",\"Aveiro\",\"Castelo de Paiva\",\"Espinho\",\"Estarreja\",\"\u00cdlhavo\",\"Mealhada\",\"Murtosa\",\"Oliveira de Azem\u00e9is\",\"Oliveira do Bairro\",\"Ovar\",\"Santa Maria da Feira\",\"S\u00e3o Jo\u00e3o da Madeira\",\"Sever do Vouga\",\"Vagos\",\"Vale de Cambra\"],\n  \"Beja\":[\"Aljustrel\",\"Beja\",\"Castro Verde\",\"Ferreira do Alentejo\",\"Moura\",\"Odemira\"],\n  \"Braga\":[\"Amares\",\"Barcelos\",\"Braga\",\"Cabeceiras de Basto\",\"Celorico de Basto\",\"Esposende\",\"Fafe\",\"Guimar\u00e3es\",\"P\u00f3voa de Lanhoso\",\"Terras de Bouro\",\"Vieira do Minho\",\"Vila Nova de Famalic\u00e3o\",\"Vila Verde\",\"Vizela\"],\n  \"Bragan\u00e7a\":[\"Bragan\u00e7a\",\"Macedo de Cavaleiros\",\"Mirandela\",\"Mogadouro\",\"Vila Flor\"],\n  \"Castelo Branco\":[\"Belmonte\",\"Castelo Branco\",\"Covilh\u00e3\",\"Fund\u00e3o\",\"Sert\u00e3\"],\n  \"Coimbra\":[\"Arganil\",\"Cantanhede\",\"Coimbra\",\"Condeixa-a-Nova\",\"Figueira da Foz\",\"Lous\u00e3\",\"Mealhada\",\"Mira\",\"Miranda do Corvo\",\"Montemor-o-Velho\",\"Oliveira do Hospital\",\"Pampilhosa da Serra\",\"Penacova\",\"Soure\",\"T\u00e1bua\",\"Vila Nova de Poiares\"],\n  \"\u00c9vora\":[\"Arraiolos\",\"Borba\",\"Estremoz\",\"\u00c9vora\",\"Montemor-o-Novo\",\"Redondo\",\"Reguengos de Monsaraz\",\"Vendas Novas\",\"Vila Vi\u00e7osa\"],\n  \"Faro\":[\"Albufeira\",\"Aljezur\",\"Castro Marim\",\"Faro\",\"Lagoa\",\"Lagos\",\"Loul\u00e9\",\"Monchique\",\"Olh\u00e3o\",\"Portim\u00e3o\",\"S\u00e3o Br\u00e1s de Alportel\",\"Silves\",\"Tavira\",\"Vila do Bispo\",\"Vila Real de Santo Ant\u00f3nio\"],\n  \"Guarda\":[\"Gouveia\",\"Guarda\",\"Sabugal\",\"Seia\",\"Trancoso\",\"Vila Nova de Foz C\u00f4a\"],\n  \"Leiria\":[\"Alcoba\u00e7a\",\"Alvai\u00e1zere\",\"Ansi\u00e3o\",\"Batalha\",\"Bombarral\",\"Caldas da Rainha\",\"Leiria\",\"Marinha Grande\",\"Nazar\u00e9\",\"\u00d3bidos\",\"Peniche\",\"Pombal\",\"Porto de M\u00f3s\"],\n  \"Lisboa\":[\"Alenquer\",\"Amadora\",\"Arruda dos Vinhos\",\"Azambuja\",\"Cadaval\",\"Cascais\",\"Lisboa\",\"Loures\",\"Lourinh\u00e3\",\"Mafra\",\"Odivelas\",\"Oeiras\",\"Sintra\",\"Sobral de Monte Agra\u00e7o\",\"Torres Vedras\",\"Vila Franca de Xira\"],\n  \"Madeira\":[\"Funchal\"],\n  \"Portalegre\":[\"Campo Maior\",\"Elvas\",\"Ponte de Sor\",\"Portalegre\"],\n  \"Porto\":[\"Amarante\",\"Bai\u00e3o\",\"Felgueiras\",\"Gondomar\",\"Lousada\",\"Maia\",\"Marco de Canaveses\",\"Matosinhos\",\"Pa\u00e7os de Ferreira\",\"Paredes\",\"Penafiel\",\"Porto\",\"P\u00f3voa de Varzim\",\"Santo Tirso\",\"Trofa\",\"Valongo\",\"Vila do Conde\",\"Vila Nova de Gaia\"],\n  \"Santar\u00e9m\":[\"Abrantes\",\"Alcanena\",\"Almeirim\",\"Benavente\",\"Cartaxo\",\"Chamusca\",\"Coruche\",\"Entroncamento\",\"Ferreira do Z\u00eazere\",\"Our\u00e9m\",\"Rio Maior\",\"Salvaterra de Magos\",\"Santar\u00e9m\",\"Tomar\",\"Torres Novas\",\"Vila Nova da Barquinha\"],\n  \"Set\u00fabal\":[\"Alc\u00e1cer do Sal\",\"Alcochete\",\"Almada\",\"Barreiro\",\"Gr\u00e2ndola\",\"Moita\",\"Montijo\",\"Palmela\",\"Santiago do Cac\u00e9m\",\"Seixal\",\"Sesimbra\",\"Set\u00fabal\",\"Sines\"],\n  \"Viana do Castelo\":[\"Arcos de Valdevez\",\"Caminha\",\"Melga\u00e7o\",\"Mon\u00e7\u00e3o\",\"Paredes de Coura\",\"Ponte da Barca\",\"Ponte de Lima\",\"Valen\u00e7a\",\"Viana do Castelo\",\"Vila Nova de Cerveira\"],\n  \"Vila Real\":[\"Chaves\",\"Peso da R\u00e9gua\",\"Valpa\u00e7os\",\"Vila Pouca de Aguiar\",\"Vila Real\"],\n  \"Viseu\":[\"Carregal do Sal\",\"Castro Daire\",\"Cinf\u00e3es\",\"Lamego\",\"Mangualde\",\"Moimenta da Beira\",\"Mort\u00e1gua\",\"Nelas\",\"Oliveira de Frades\",\"Resende\",\"Santa Comba D\u00e3o\",\"S\u00e3o Pedro do Sul\",\"S\u00e1t\u00e3o\",\"Tondela\",\"Viseu\",\"Vouzela\"]\n};\n\nconst FREGUESIAS = {\n  \"Lisboa\":        [\"Alvalade\",\"Arroios\",\"Avenidas Novas\",\"Bel\u00e9m\",\"Benfica\",\"Campolide\",\"Campo de Ourique\",\"Carnide\",\"Estrela\",\"Lumiar\",\"Marvila\",\"Miseric\u00f3rdia\",\"Olivais\",\"Parque das Na\u00e7\u00f5es\",\"Penha de Fran\u00e7a\",\"Santa Clara\",\"Santa Maria Maior\",\"Santo Ant\u00f3nio\"],\n  \"Porto\":         [\"Aldoar, Foz do Douro e Nevogilde\",\"Bonfim\",\"Campanh\u00e3\",\"Cedofeita, Santo Ildefonso, S\u00e9, Miragaia, S\u00e3o Nicolau e Vit\u00f3ria\",\"Lordelo do Ouro e Massarelos\",\"Paranhos\",\"Ramalde\"],\n  \"Cascais\":       [\"Alcabideche\",\"Birre\",\"Cascais e Estoril\",\"Parede\",\"S\u00e3o Domingos de Rana\"],\n  \"Braga\":         [\"Braga (S\u00e3o Jos\u00e9 de S\u00e3o L\u00e1zaro e S\u00e3o Jo\u00e3o do Souto)\",\"Gualtar\",\"Maximinos, S\u00e9 e Cividade\",\"Nogueir\u00f3 e Ten\u00f5es\"],\n  \"Vila Nova de Gaia\":[\"Canelas\",\"Mafamude e Vilar do Para\u00edso\",\"Oliveira do Douro\",\"Santa Marinha e S\u00e3o Pedro da Afurada\"],\n  \"Matosinhos\":    [\"Matosinhos e Le\u00e7a da Palmeira\",\"Perafita, Lavra e Santa Cruz do Bispo\",\"Senhora da Hora\"],\n  \"Coimbra\":       [\"Eiras e S\u00e3o Paulo de Frades\",\"Santo Ant\u00f3nio dos Olivais\",\"S\u00e3o Martinho do Bispo e Ribeira de Frades\",\"S\u00e9 Nova, Santa Cruz, Almedina e S\u00e3o Bartolomeu\"],\n  \"Loul\u00e9\":         [\"Almancil\",\"Loul\u00e9 (S\u00e3o Clemente)\",\"Quarteira\"],\n  \"Faro\":          [\"Montenegro\",\"S\u00e9 e S\u00e3o Pedro\"],\n  \"Albufeira\":     [\"Albufeira e Olhos de \u00c1gua\",\"Paderne\"],\n  \"Sintra\":        [\"Agualva e Mira Sintra\",\"Cac\u00e9m e S\u00e3o Marcos\",\"Rio de Mouro\",\"Sintra (Santa Maria e S\u00e3o Miguel, S\u00e3o Martinho e S\u00e3o Pedro de Penaferrim)\"],\n  \"Oeiras\":        [\"Alg\u00e9s, Linda-a-Velha e Cruz Quebrada-Dafundo\",\"Oeiras e S\u00e3o Juli\u00e3o da Barra, Pa\u00e7o de Arcos e Caxias\",\"Porto Salvo\"]\n};\n\n\/* \u2500\u2500 DOM helpers \u2500\u2500 *\/\nconst $ = id =&gt; document.getElementById(id);\nlet curStep = 1;\n\n\/* \u2500\u2500 Navega\u00e7\u00e3o entre passos \u2500\u2500 *\/\nfunction showStep(n) {\n  curStep = n;\n  [1,2].forEach(i =&gt; {\n    const s = $('als-s' + i);\n    const st = $('als-st-' + i);\n    if (s)  s.classList.toggle('active', i === n);\n    if (st) { st.classList.remove('on','done'); st.classList.add(i === n ? 'on' : i  0));    if (!(rent &gt; 0)) ok = false;\n  setEF($('als-adv'),     adv === '');     if (adv === '')  ok = false;\n  setEF($('als-dep'),     dep === '');     if (dep === '')  ok = false;\n  setEF($('als-income1'), !(inc1 &gt; 0));   if (!(inc1 &gt; 0)) ok = false;\n  setEF($('als-liab'),    isNaN(liab));   if (isNaN(liab)) ok = false;\n  return ok;\n}\n\n\/* \u2500\u2500 Submiss\u00e3o \u2500\u2500 *\/\nasync function alsSubmit() {\n  if (!validateS2()) return;\n\n  const distrito  = $('als-distrito').value;\n  const municipio = $('als-municipio').value;\n\n  \/* resolu\u00e7\u00e3o de freguesia *\/\n  let freguesia   = '';\n  let isNewParish = false;\n  if ($('als-freq-row').style.display !== 'none') {\n    const v = $('als-freq').value;\n    if (v === '__other__') { freguesia = $('als-newp-input').value.trim(); isNewParish = true; }\n    else { freguesia = v; }\n  } else if ($('als-free-row').style.display !== 'none') {\n    freguesia = $('als-free-freq').value.trim();\n  }\n\n  \/* rendimento combinado *\/\n  const income1 = parseFloat($('als-income1').value) || 0;\n  const income2 = $('als-t2-row').style.display !== 'none' ? (parseFloat($('als-income2').value) || 0) : 0;\n  const grossMonthlyIncome = income1 + income2;\n\n  \/* tipo de im\u00f3vel \u2014 Quarto for\u00e7a tipologia T1 *\/\n  const propType = $('als-type').value;\n  const typology = propType === 'Quarto' ? 'T1' : $('als-typo').value;\n\n  \/* extras \u2014 checkboxes b\u00e1sicos *\/\n  const extrasBasic = Array.from(document.querySelectorAll('#aluseg-solvency input[name=\"extras\"]:checked')).map(c =&gt; c.value);\n\n  \/* extras \u2014 caracter\u00edsticas avan\u00e7adas *\/\n  const hasPool     = $('als-pool').checked;\n  const hasGym      = $('als-gym').checked;\n  const hasStorage  = $('als-storage').checked;\n  const hasConcierge= $('als-concierge').checked;\n\n  \/* todos os extras para payload \/ relat\u00f3rio *\/\n  const isFurnishedCheck = $('als-furnished').checked;\n  const allExtras = isFurnishedCheck ? ['Furnished', ...extrasBasic] : [...extrasBasic];\n  if (hasPool)      allExtras.push('Pool');\n  if (hasGym)       allExtras.push('Gym');\n  if (hasStorage)   allExtras.push('Storage');\n  if (hasConcierge) allExtras.push('Concierge');\n\n  \/* campos avan\u00e7ados *\/\n  const sizeM2  = parseFloat($('als-m2').value) || null;\n  const floorVal= $('als-floor').value !== '' ? parseInt($('als-floor').value) : null;\n  const condVal = $('als-cond').value  || null;\n  const leaseVal= $('als-lease').value || null;\n\n  const payload = {\n    distrito,\n    municipio,\n    freguesia:              freguesia || null,\n    propertyType:           propType,\n    typology,\n    extras:                 allExtras,\n    monthlyRent:            parseFloat($('als-rent').value),\n    monthInAdvanceMonths:   parseInt($('als-adv').value) || 0,\n    securityDepositMonths:  parseInt($('als-dep').value) || 0,\n    grossMonthlyIncome,\n    tenant1Income:          income1,\n    tenant2Income:          income2 &gt; 0 ? income2 : null,\n    monthlyLiabilities:     parseFloat($('als-liab').value) || 0\n  };\n\n  \/* ocultar passo 2, mostrar spinner *\/\n  $('als-s2').style.display = 'none';\n  $('als-sp').classList.add('on');\n  $('als-sbtn').disabled = true;\n  hideErr();\n\n  \/* \u2500\u2500 N\u00e3o bloqueante: guardar nova freguesia \u2500\u2500 *\/\n  if (isNewParish &amp;&amp; freguesia) {\n    fetch(SB_URL + '\/rest\/v1\/parish_suggestions', {\n      method: 'POST',\n      headers: Object.assign({}, SB_H, {'Prefer':'return=minimal'}),\n      body: JSON.stringify({ distrito, municipio, freguesia, created_at: new Date().toISOString() })\n    }).catch(() =&gt; {});\n  }\n\n  \/* \u2500\u2500 N\u00e3o bloqueante: guardar em rental_prices_crowdsourced (todas as colunas) \u2500\u2500 *\/\n  const now = new Date();\n  fetch(SB_URL + '\/rest\/v1\/rental_prices_crowdsourced', {\n    method: 'POST',\n    headers: Object.assign({}, SB_H, {'Prefer':'return=minimal'}),\n    body: JSON.stringify({\n      distrito,\n      municipio,\n      freguesia:          freguesia || null,\n      property_type:      propType,\n      typology,\n      size_m2:            sizeM2,\n      floor:              floorVal,\n      condition:          condVal,\n      lease_type:         leaseVal,\n      furnished:          isFurnishedCheck,\n      parking:            extrasBasic.includes('Garage'),\n      outdoor:            extrasBasic.includes('Balcony'),\n      nolift:             !extrasBasic.includes('Elevator'),\n      pool:               hasPool,\n      gym:                hasGym,\n      storage:            hasStorage,\n      concierge:          hasConcierge,\n      rent_monthly:       payload.monthlyRent,\n      lease_start_month:  now.getMonth() + 1,\n      lease_start_year:   now.getFullYear(),\n      user_agent_hash:    hashStr(navigator.userAgent)\n    })\n  }).catch(() =&gt; {});\n\n  try {\n    \/* \u2500\u2500 Paralelo: webhook de solvabilidade + RPC de mercado \u2500\u2500 *\/\n    const mktTypology = propType === 'Quarto' ? 'T1' : typology;\n    const isFurnished = $('als-furnished').checked;\n\n    const [solvR, mktR] = await Promise.allSettled([\n      fetch(WEBHOOK, {\n        method: 'POST',\n        headers: {'Content-Type':'application\/json'},\n        body: JSON.stringify(payload)\n      }).then(r =&gt; { if (!r.ok) throw new Error('HTTP ' + r.status); return r.json(); }),\n\n      fetch(SB_URL + '\/rest\/v1\/rpc\/estimate_rent_v2', {\n        method: 'POST',\n        headers: SB_H,\n        body: JSON.stringify({\n          distrito,\n          municipio,\n          property_type: propType,\n          typology:      mktTypology,\n          furnished:     isFurnished,\n          ...(freguesia &amp;&amp; !isNewParish ? { freguesia } : {})\n        })\n      }).then(r =&gt; r.ok ? r.json() : null).catch(() =&gt; null)\n    ]);\n\n    $('als-sp').classList.remove('on');\n\n    if (solvR.status === 'rejected') throw new Error(solvR.reason?.message || 'An\u00e1lise de solvabilidade falhou');\n\n    const mktRow = (() =&gt; {\n      if (mktR.status !== 'fulfilled' || !mktR.value) return null;\n      const v = mktR.value;\n      return Array.isArray(v) ? v[0] : v;\n    })();\n\n    renderReport(solvR.value, payload, mktRow);\n\n  } catch(e) {\n    $('als-sp').classList.remove('on');\n    $('als-s2').style.display = 'block';\n    $('als-sbtn').disabled = false;\n    showErr(e.message || 'Erro de liga\u00e7\u00e3o. Por favor verifique a sua liga\u00e7\u00e3o e tente novamente.');\n  }\n}\n\n\/* \u2500\u2500 Renderizar relat\u00f3rio \u2500\u2500 *\/\nfunction renderReport(d, p, mkt) {\n  const tier    = (d.riskTier || '').toLowerCase();\n  const tierKey = tier === 'medium' ? 'med' : tier;\n  const fmt     = v =&gt; '\u20ac' + Math.round(v).toLocaleString('pt-PT');\n  const rent    = p.monthlyRent;\n\n  \/* Cabe\u00e7alho de risco *\/\n  const hd = $('r-hd');\n  hd.className = 'rh ' + tierKey;\n\n  const ICONS = {\n    low:  '<svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\"><circle cx=\"19\" cy=\"19\" r=\"17\" fill=\"#e8f5ee\" stroke=\"#a8dbbe\" stroke-width=\"1.5\" \/><path d=\"M12 19l5 5 9-9\" stroke=\"#1a7f4b\" stroke-width=\"2.2\" stroke-linecap=\"round\" stroke-linejoin=\"round\" \/><\/svg>',\n    med:  '<svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\"><circle cx=\"19\" cy=\"19\" r=\"17\" fill=\"#fdf8e8\" stroke=\"#f0d88a\" stroke-width=\"1.5\" \/><path d=\"M19 12v10M19 26v.5\" stroke=\"#b07d12\" stroke-width=\"2.2\" stroke-linecap=\"round\" \/><\/svg>',\n    high: '<svg width=\"38\" height=\"38\" viewbox=\"0 0 38 38\" fill=\"none\"><circle cx=\"19\" cy=\"19\" r=\"17\" fill=\"#fdf0ee\" stroke=\"#f0b8b2\" stroke-width=\"1.5\" \/><path d=\"M19 12v10M19 26v.5\" stroke=\"#c0392b\" stroke-width=\"2.2\" stroke-linecap=\"round\" \/><\/svg>'\n  };\n  $('r-ico').innerHTML = ICONS[tierKey] || ICONS.med;\n\n  const BLABELS = { low:'Baixo Risco', med:'Risco Moderado', high:'Alto Risco' };\n  $('r-badge').innerHTML = '<span class=\"rb &apos; + tierKey + &apos;\">' + (BLABELS[tierKey] || d.riskTier) + '<\/span>';\n\n  const TITLES = {\n    low:  'O inquilino aparenta ser financeiramente solvente.',\n    med:  'Aten\u00e7\u00e3o \u2014 risco de solvabilidade moderado detetado.',\n    high: 'Risco elevado \u2014 probabilidade elevada de incumprimento.'\n  };\n  $('r-title').textContent = TITLES[tierKey] || '';\n  $('r-rec').textContent   = d.recommendation || '';\n\n  \/* Compara\u00e7\u00e3o de mercado *\/\n  const mktEl = $('r-mkt');\n  const typeLabel = TYPE_LABELS[p.propertyType] || p.propertyType;\n\n  if (mkt &amp;&amp; mkt.rent_median != null) {\n    const med    = parseFloat(mkt.rent_median);\n    const min    = parseFloat(mkt.rent_min);\n    const max    = parseFloat(mkt.rent_max);\n    const diff   = rent - med;\n    const pctRaw = (diff \/ med) * 100;\n    const absPct = Math.abs(pctRaw).toFixed(1);\n    const absDiff= Math.abs(diff);\n    const loc    = p.freguesia ? p.freguesia + ', ' + p.municipio : p.municipio;\n\n    let cls, cp, txt;\n    if (Math.abs(pctRaw) &lt;= 7.5) {\n      cls = &#039;inline&#039;; cp = &#039;\u2248 Alinhado&#039;;\n      txt = &#039;A renda de <strong>' + fmt(rent) + '\/m\u00eas<\/strong> est\u00e1 dentro de 7,5% da mediana local (<strong>' + fmt(med) + '\/m\u00eas<\/strong>) para um ' + p.typology + ' ' + typeLabel + ' em <strong>' + loc + '<\/strong>. Pre\u00e7o justo e alinhado com o mercado.';\n    } else if (diff &gt; 0) {\n      cls = 'above'; cp = '\u2191 ' + absPct + '% acima';\n      txt = 'A renda de <strong>' + fmt(rent) + '\/m\u00eas<\/strong> est\u00e1 <strong>' + fmt(absDiff) + ' acima<\/strong> da mediana local (<strong>' + fmt(med) + '\/m\u00eas<\/strong>) para um ' + p.typology + ' ' + typeLabel + ' em <strong>' + loc + '<\/strong>. Acima do mercado \u2014 pode aumentar a press\u00e3o financeira sobre o inquilino.';\n    } else {\n      cls = 'below'; cp = '\u2193 ' + absPct + '% abaixo';\n      txt = 'A renda de <strong>' + fmt(rent) + '\/m\u00eas<\/strong> est\u00e1 <strong>' + fmt(absDiff) + ' abaixo<\/strong> da mediana local (<strong>' + fmt(med) + '\/m\u00eas<\/strong>) para um ' + p.typology + ' ' + typeLabel + ' em <strong>' + loc + '<\/strong>. Renda competitiva \u2014 bem ao alcance do inquilino.';\n    }\n\n    const RESOLVED_AT = {\n      freguesia: 'Ao n\u00edvel da freguesia',\n      munic\u00edpio: 'Ao n\u00edvel do munic\u00edpio',\n      municipio: 'Ao n\u00edvel do munic\u00edpio',\n      distrito:  'Ao n\u00edvel do distrito'\n    };\n    const yoyStr = (mkt.yoy_pct != null) ? ' \u00b7 Var. Anual: ' + (mkt.yoy_pct &gt;= 0 ? '+' : '') + parseFloat(mkt.yoy_pct).toFixed(1) + '%' : '';\n    const srcLine = (mkt.data_period || mkt.data_source)\n      ? '<div class=\"mkt-src\">Fonte: ' + (mkt.data_source || 'INE') + (mkt.data_period ? ' \u2014 ' + mkt.data_period : '') + (mkt.resolved_at ? ' \u00b7 ' + (RESOLVED_AT[mkt.resolved_at] || mkt.resolved_at) : '') + yoyStr + '<\/div>'\n      : '';\n\n    mktEl.innerHTML =\n      '<div class=\"mkt-range\">' +\n        '<div class=\"mblk\"><span class=\"ml\">M\u00ednimo<\/span><span class=\"mv\">' + fmt(min) + '<\/span><\/div>' +\n        '<div class=\"mkt-sep\"><\/div>' +\n        '<div class=\"mblk\"><span class=\"ml\">Mediana<\/span><span class=\"mv main\">' + fmt(med) + '<\/span><\/div>' +\n        '<div class=\"mkt-sep\"><\/div>' +\n        '<div class=\"mblk\"><span class=\"ml\">M\u00e1ximo<\/span><span class=\"mv\">' + fmt(max) + '<\/span><\/div>' +\n      '<\/div>' +\n      '<div class=\"mkt-cmp &apos; + cls + &apos;\"><span class=\"cp\">' + cp + '<\/span><span>' + txt + '<\/span><\/div>' +\n      srcLine;\n  } else {\n    mktEl.innerHTML = '<p class=\"mkt-na\">Dados de mercado ainda n\u00e3o dispon\u00edveis para esta localiza\u00e7\u00e3o e tipo de im\u00f3vel.<\/p>';\n  }\n\n  \/* M\u00e9tricas principais *\/\n  const ser = parseFloat(d.simpleEffortRate) || 0;\n  const ger = parseFloat(d.globalEffortRate) || 0;\n  const exp = parseFloat(d.netExposure)      || 0;\n\n  $('r-ser').textContent = ser.toFixed(1) + '%';\n  $('r-ger').textContent = ger.toFixed(1) + '%';\n  $('r-exp').textContent = fmt(exp);\n\n  \/* Cores das barras *\/\n  const serC = ser &lt;= 30 ? &#039;#1a7f4b&#039; : ser &lt;= 40 ? &#039;#b07d12&#039; : &#039;#c0392b&#039;;\n  const gerC = ger &lt;= 40 ? &#039;#1a7f4b&#039; : ger &lt;= 45 ? &#039;#b07d12&#039; : &#039;#c0392b&#039;;\n  $(&#039;r-ser-b&#039;).style.cssText = &#039;width:&#039; + Math.min(ser, 100) + &#039;%;background:&#039; + serC;\n  $(&#039;r-ger-b&#039;).style.cssText = &#039;width:&#039; + Math.min(ger, 100) + &#039;%;background:&#039; + gerC;\n\n  \/* Tabela de detalhes *\/\n  const advAmt = (p.monthInAdvanceMonths || 0) * rent;\n  const depAmt = (p.securityDepositMonths || 0) * rent;\n  const serCls = ser &lt;= 30 ? &#039;ok&#039; : ser &lt;= 40 ? &#039;warn&#039; : &#039;bad&#039;;\n  const gerCls = ger &lt;= 40 ? &#039;ok&#039; : ger  n === 1 ? 'm\u00eas' : 'meses';\n\n  const incDisplay = (p.tenant2Income &gt; 0)\n    ? fmt(p.tenant1Income) + ' + ' + fmt(p.tenant2Income) + ' = ' + fmt(p.grossMonthlyIncome)\n    : fmt(p.grossMonthlyIncome);\n\n  $('rd-rent').textContent = fmt(rent);\n  $('rd-liab').textContent = fmt(p.monthlyLiabilities);\n  $('rd-inc').textContent  = incDisplay;\n  $('rd-adv').textContent  = fmt(advAmt) + (p.monthInAdvanceMonths &gt; 0 ? ' (' + p.monthInAdvanceMonths + ' ' + moCls(p.monthInAdvanceMonths) + ')' : ' (nenhum)');\n  $('rd-dep').textContent  = fmt(depAmt) + (p.securityDepositMonths &gt; 0 ? ' (' + p.securityDepositMonths + ' ' + moCls(p.securityDepositMonths) + ')' : ' (nenhum)');\n  $('rd-ser').innerHTML    = '<span class=\"dv &apos; + serCls + &apos;\">' + ser.toFixed(1) + '%<\/span>';\n  $('rd-ger').innerHTML    = '<span class=\"dv &apos; + gerCls + &apos;\">' + ger.toFixed(1) + '%<\/span>';\n  $('rd-exp').textContent  = fmt(exp);\n\n  \/* Resumo do im\u00f3vel *\/\n  const locParts = [p.freguesia, p.municipio, p.distrito].filter(Boolean);\n  $('rd-loc').textContent  = locParts.join(', ') || '\u2014';\n  $('rd-prop').textContent = typeLabel + (p.typology &amp;&amp; p.propertyType !== 'Quarto' ? ' \u00b7 ' + p.typology : '');\n  $('rd-ext').textContent  = (p.extras &amp;&amp; p.extras.length) ? p.extras.map(e =&gt; EXTRAS_LABELS[e] || e).join(', ') : 'Nenhum';\n\n  \/* Timestamp *\/\n  const ts = new Date();\n  $('r-ts').textContent = ts.toLocaleDateString('pt-PT',{day:'2-digit',month:'short',year:'numeric'}) + ' \u00e0s ' + ts.toLocaleTimeString('pt-PT',{hour:'2-digit',minute:'2-digit'});\n\n  $('als-rpt').classList.add('on');\n  $('als-rpt').scrollIntoView({ behavior:'smooth', block:'nearest' });\n}\n\n\/* \u2500\u2500 Reset \u2500\u2500 *\/\nfunction alsReset() {\n  $('als-rpt').classList.remove('on');\n  document.querySelectorAll('#aluseg-solvency input[type=text]').forEach(el =&gt; { el.value = ''; });\n  document.querySelectorAll('#aluseg-solvency input[type=number]').forEach(el =&gt; { el.value = el.id === 'als-liab' ? '0' : ''; });\n  document.querySelectorAll('#aluseg-solvency select').forEach(el =&gt; { el.selectedIndex = 0; });\n  document.querySelectorAll('#aluseg-solvency input[type=checkbox]').forEach(el =&gt; { el.checked = false; });\n  document.querySelectorAll('#aluseg-solvency .ef').forEach(el =&gt; el.classList.remove('ef'));\n  $('als-municipio').disabled = true;\n  $('als-municipio').innerHTML = '<option value=\"\">Selecione o distrito primeiro<\/option>';\n  $('als-freq').innerHTML = '<option value=\"\">Todas as freguesias (m\u00e9dia do munic\u00edpio)<\/option>';\n  $('als-freq-row').style.display  = 'none';\n  $('als-free-row').style.display  = 'none';\n  $('als-newp-row').style.display  = 'none';\n  $('als-t2-row').style.display    = 'none';\n  $('als-typo-col').style.display  = '';\n  $('als-adv-panel').style.display = 'none';\n  $('als-adv-arrow').textContent   = '\u25bc';\n  $('als-s2').style.display = '';\n  $('als-sbtn').disabled = false;\n  hideErr();\n  showStep(1);\n}\n\n\/* \u2500\u2500 Helpers de erro \u2500\u2500 *\/\nfunction showErr(msg) { $('als-errmsg').textContent = msg; $('als-err').classList.add('on'); }\nfunction hideErr()    { $('als-err').classList.remove('on'); }\n\n\/* \u2500\u2500 Cascata de localiza\u00e7\u00e3o \u2500\u2500 *\/\nconst selD = $('als-distrito');\nconst selM = $('als-municipio');\nconst selF = $('als-freq');\n\nObject.keys(MUNICIPIOS).sort().forEach(d =&gt; {\n  const o = document.createElement('option');\n  o.value = o.textContent = d;\n  selD.appendChild(o);\n});\n\nselD.addEventListener('change', () =&gt; {\n  const d = selD.value;\n  selM.innerHTML = '';\n  selF.innerHTML = '<option value=\"\">Todas as freguesias (m\u00e9dia do munic\u00edpio)<\/option>';\n  $('als-freq-row').style.display = 'none';\n  $('als-free-row').style.display = 'none';\n  $('als-newp-row').style.display = 'none';\n  setEF(selD, false);\n  if (!d) { selM.innerHTML = '<option value=\"\">Selecione o distrito primeiro<\/option>'; selM.disabled = true; return; }\n  const ph = document.createElement('option'); ph.value = ''; ph.textContent = 'Selecione o munic\u00edpio\u2026'; selM.appendChild(ph);\n  MUNICIPIOS[d].forEach(m =&gt; { const o = document.createElement('option'); o.value = o.textContent = m; selM.appendChild(o); });\n  selM.disabled = false;\n});\n\nselM.addEventListener('change', () =&gt; {\n  const m = selM.value;\n  selF.innerHTML = '<option value=\"\">Todas as freguesias (m\u00e9dia do munic\u00edpio)<\/option>';\n  $('als-freq-row').style.display = 'none';\n  $('als-free-row').style.display = 'none';\n  $('als-newp-row').style.display = 'none';\n  setEF(selM, false);\n  if (!m) return;\n  if (FREGUESIAS[m]) {\n    FREGUESIAS[m].forEach(f =&gt; { const o = document.createElement('option'); o.value = o.textContent = f; selF.appendChild(o); });\n    const oo = document.createElement('option');\n    oo.value = '__other__'; oo.textContent = '\u2014 A minha freguesia n\u00e3o est\u00e1 na lista (adicionar)';\n    selF.appendChild(oo);\n    $('als-freq-row').style.display = '';\n  } else {\n    $('als-free-row').style.display = '';\n  }\n});\n\nselF.addEventListener('change', () =&gt; {\n  const isOther = selF.value === '__other__';\n  $('als-newp-row').style.display = isOther ? '' : 'none';\n  if (isOther) $('als-newp-input').focus();\n});\n\n\/* \u2500\u2500 Quarto: ocultar tipologia \u2500\u2500 *\/\n$('als-type').addEventListener('change', () =&gt; {\n  const isQuarto = $('als-type').value === 'Quarto';\n  $('als-typo-col').style.display = isQuarto ? 'none' : '';\n  if (isQuarto) $('als-typo').value = '';\n  setEF($('als-type'), false);\n});\n\n\/* \u2500\u2500 Remo\u00e7\u00e3o de erro em tempo real \u2500\u2500 *\/\n['als-distrito','als-municipio','als-type','als-typo',\n 'als-rent','als-adv','als-dep','als-income1','als-liab'].forEach(id =&gt; {\n  const el = $(id);\n  if (!el) return;\n  const clear = () =&gt; setEF(el, false);\n  el.addEventListener('input',  clear);\n  el.addEventListener('change', clear);\n});\n$('als-newp-input').addEventListener('input', () =&gt; setEF($('als-newp-input'), false));\n$('als-free-freq').addEventListener('input',  () =&gt; setEF($('als-free-freq'),  false));\n\n\/* \u2500\u2500 Expor para onclick \u2500\u2500 *\/\nwindow.alsNext          = alsNext;\nwindow.alsBack          = alsBack;\nwindow.alsSubmit        = alsSubmit;\nwindow.alsReset         = alsReset;\nwindow.alsToggleTenant2 = alsToggleTenant2;\nwindow.alsToggleAdv     = alsToggleAdv;\n\n})();\n<\/script>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"gsap-animation elementor-element elementor-element-9524fac e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.3\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"9524fac\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;sticky_parent&quot;:&quot;yes&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;laptop&quot;,&quot;tablet&quot;],&quot;sticky_offset&quot;:10,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t<div class=\"elementor-element elementor-element-3e50a89 e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"3e50a89\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1e4e6d2 elementor-widget__width-initial nextsaas-filter-effect-no elementor-widget elementor-widget-heading\" data-id=\"1e4e6d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">Unlock Complete Management of Your Rental<\/h5>\t\t\t\t<\/div>\n\t\t\t\t\t<p class=\"e-98e12de-65d180a e-paragraph-base\" data-interaction-id=\"98e12de\" data-e-type=\"widget\" data-id=\"98e12de\">Did you know that you can also create this contract <strong>100% for free<\/strong> on our app? Besides generating the lease agreement, you can manage the entire process in one place: check the tenant's solvency and manage your property from start to finish.<\/p>\n\t\t\t\t<div class=\"elementor-element elementor-element-9db5e1a nextsaas-filter-effect-no elementor-widget elementor-widget-nextsaas-button\" data-id=\"9db5e1a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nextsaas-button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"nextsaas_button_wrap\">\r\n\t\t\t\t\t\t\t<div class=\"md:inline-block block \">\r\n\t\t\t\t\t<a href=\"https:\/\/app.aluseg.com\/login?mode=signup\"  class=\"group nextsaas-button inline-flex items-center justify-center rounded-full cursor-pointer gap-1.5 group-hover:bg-primary-500 group-hover:scale-101 text-center transition-all duration-500 ease-in-out font-normal text-nowrap lowercase shadow-1 bg-background-5 dark:bg-background-12 dark:border-stroke-1 dark:text-secondary border-stroke-7 text-accent px-6 py-2.5 text-tagline-1 md:px-8 md:py-3.5 w-full md:w-auto mx-auto md:mx-0\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"inline-block transition-transform duration-300 ease-in-out first-letter:uppercase\">Create Account now<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"relative overflow-hidden size-6\">\r\n\t\t\t\t\t\t\t\t<span class=\"group-hover:translate-x-1 -translate-x-6 absolute inset-0 transition-transform duration-300 ease-in-out\">\r\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M11 5H13V7H11V5Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M5 5H7V7H5V5Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M14 8H16V10H14V8Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M8 8H10V10H8V8Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M17 11H19V13H17V11Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M11 11H13V13H11V11Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M14 14H16V16H14V14Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M8 14H10V16H8V14Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M11 17H13V19H11V17Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M5 17H7V19H5V17Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t<\/svg>\r\n\t\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t<span class=\"group-hover:translate-x-6 absolute -translate-x-2 transition-transform duration-300 ease-in-out\">\r\n\t\t\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewBox=\"0 0 24 24\" fill=\"none\">\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M11 5H13V7H11V5Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M5 5H7V7H5V5Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M14 8H16V10H14V8Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M8 8H10V10H8V8Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M17 11H19V13H17V11Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M11 11H13V13H11V11Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M14 14H16V16H14V14Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M8 14H10V16H8V14Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M11 17H13V19H11V17Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t\t<path d=\"M5 17H7V19H5V17Z\" class=\"variation-2-fill-color fill-white dark:fill-secondary\"><\/path>\r\n\t\t\t\t\t\t\t\t\t<\/svg>\r\n\t\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-13f5d7d nextsaas-filter-effect-no elementor-widget elementor-widget-heading\" data-id=\"13f5d7d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\">100% free \u2022 1-minute registration<\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-896b309 e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"896b309\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2123a2 nextsaas-filter-effect-no elementor-widget elementor-widget-image\" data-id=\"a2123a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"737\" src=\"https:\/\/aluseg.com\/wp-content\/uploads\/2026\/08\/App-aluseg-hand-889x1024.png\" class=\"attachment-large size-large wp-image-47840\" alt=\"\" srcset=\"https:\/\/aluseg.com\/wp-content\/uploads\/2026\/08\/App-aluseg-hand-889x1024.png 889w, https:\/\/aluseg.com\/wp-content\/uploads\/2026\/08\/App-aluseg-hand-260x300.png 260w, https:\/\/aluseg.com\/wp-content\/uploads\/2026\/08\/App-aluseg-hand-768x885.png 768w, https:\/\/aluseg.com\/wp-content\/uploads\/2026\/08\/App-aluseg-hand-174x200.png 174w, https:\/\/aluseg.com\/wp-content\/uploads\/2026\/08\/App-aluseg-hand.png 1168w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e6f2164 e-con e-atomic-element e-flexbox-base e-e6f2164-286553d \" data-id=\"e6f2164\" data-element_type=\"e-flexbox\" data-e-type=\"e-flexbox\" data-interaction-id=\"e6f2164\" data-e-type=\"e-flexbox\" data-id=\"e6f2164\">\n    \t\t<div class=\"elementor-element elementor-element-e628f68 nextsaas-filter-effect-no elementor-widget elementor-widget-nextsaas_steps\" data-id=\"e628f68\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nextsaas_steps.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t    <div\r\n      class=\"nextsaas-steps-wrapper\"\r\n      data-layout=\"layout-3\"\r\n              data-autoplay=\"1\"\r\n        data-autoplay-interval=\"4000\"\r\n        data-autoplay-loop=\"1\"\r\n      >\r\n      \r\n<div\r\n  class=\"nextsaas-steps-layout-3\"\r\n  data-steps-count=\"3\"\r\n  role=\"region\"\r\n  aria-label=\"Process steps\">\r\n  <div class=\"nextsaas-steps-layout-3__pin-wrap\">\r\n    <div class=\"nextsaas-steps-layout-3__inner\">\r\n      <div class=\"nextsaas-steps-layout-3__wave\" aria-hidden=\"true\">\r\n                  <div class=\"nextsaas-steps-layout-3__wave-svg nextsaas-steps-layout-3__wave-svg--inactive\">\r\n            <svg class=\"nextsaas-steps-layout-3__wave-svg-el\" preserveAspectRatio=\"xMidYMid meet\" width=\"1290\" height=\"32\" viewBox=\"0 0 1290 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<rect x=\"0\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"7.2860284605433\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"14.576620016465\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"21.862636716453\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"29.153357638481\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"36.439374338469\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"43.729977654945\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"51.015994354934\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"58.30659767141\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"65.592614371398\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"72.883335293426\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"80.169351993414\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"87.459955309891\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"94.745972009879\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"102.03198870987\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"109.32259202634\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"116.60860872633\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"123.89980007056\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"131.1854639539\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"138.47583205927\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"145.76149594261\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"153.05304010349\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"160.33870398683\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"167.6290720922\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"174.91473597554\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"182.20628013642\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"189.49194401976\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"196.77760790309\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"204.06915206398\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"211.35481594731\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"218.64518405269\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"225.93084793602\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"233.22239209691\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"240.50805598024\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"247.79842408562\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"255.08408796895\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"262.37563212984\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"269.66129601317\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"276.95166411855\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"284.23850405739\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"291.52416794073\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"298.8145360461\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"306.10019992944\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"313.39174409032\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"320.67740797366\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"327.96777607903\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"335.25343996237\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"342.54498412325\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"349.83064800659\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"357.12101611196\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"364.4066799953\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"371.69822415618\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"378.98388803952\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"379.27790191697\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"386.56393037751\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"393.85452193344\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"401.14053863342\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"408.43125955545\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"415.71727625544\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"423.00787957192\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"430\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"437.28602846054\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"444.57662001646\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"451.86263671645\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"459.15335763848\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"466.43937433847\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"473.72997765495\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"481.01599435493\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"488.30659767141\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"495.5926143714\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"502.88333529343\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"510.16935199341\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"517.45995530989\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"524.74597200988\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"532.03198870987\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"539.32259202634\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"546.60860872633\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"553.89980007056\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"561.1854639539\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"568.47583205927\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"575.76149594261\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"583.05304010349\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"590.33870398683\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"597.6290720922\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"604.91473597554\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"612.20628013642\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"619.49194401976\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"626.77760790309\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"634.06915206398\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"641.35481594731\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"648.64518405269\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"655.93084793602\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"663.22239209691\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"670.50805598024\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"677.79842408562\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"685.08408796895\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"692.37563212984\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"699.66129601317\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"706.95166411855\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"714.23850405739\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"721.52416794073\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"728.8145360461\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"736.10019992944\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"743.39174409032\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"750.67740797366\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"757.96777607903\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"765.25343996237\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"772.54498412325\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"779.83064800659\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"787.12101611196\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"794.4066799953\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"801.69822415618\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"808.98388803952\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"809.27790191697\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"816.56393037751\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"823.85452193344\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"831.14053863342\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"838.43125955545\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"845.71727625544\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"853.00787957192\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"860\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"867.28602846054\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"874.57662001646\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"881.86263671645\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"889.15335763848\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"896.43937433847\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"903.72997765495\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"911.01599435493\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"918.30659767141\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"925.5926143714\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"932.88333529343\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"940.16935199341\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"947.45995530989\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"954.74597200988\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"962.03198870987\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"969.32259202634\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"976.60860872633\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"983.89980007056\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"991.1854639539\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"998.47583205927\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1005.7614959426\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1013.0530401035\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1020.3387039868\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1027.6290720922\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1034.9147359755\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1042.2062801364\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1049.4919440198\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1056.7776079031\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1064.069152064\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1071.3548159473\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1078.6451840527\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1085.930847936\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1093.2223920969\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1100.5080559802\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1107.7984240856\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1115.084087969\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1122.3756321298\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1129.6612960132\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1136.9516641185\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1144.2385040574\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1151.5241679407\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1158.8145360461\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1166.1001999294\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1173.3917440903\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1180.6774079737\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1187.967776079\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1195.2534399624\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1202.5449841233\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1209.8306480066\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1217.121016112\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1224.4066799953\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1231.6982241562\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1238.9838880395\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1239.277901917\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1246.5639303775\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1253.8545219334\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1261.1405386334\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1268.4312595555\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1275.7172762554\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1283.0078795719\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<\/svg>\n          <\/div>\r\n          <div class=\"nextsaas-steps-layout-3__wave-active\">\r\n            <div class=\"nextsaas-steps-layout-3__wave-active-inner\">\r\n              <div class=\"nextsaas-steps-layout-3__wave-svg nextsaas-steps-layout-3__wave-svg--active\">\r\n                <svg class=\"nextsaas-steps-layout-3__wave-svg-el\" preserveAspectRatio=\"xMidYMid meet\" width=\"1290\" height=\"32\" viewBox=\"0 0 1290 32\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<rect x=\"0\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"7.2860284605433\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"14.576620016465\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"21.862636716453\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"29.153357638481\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"36.439374338469\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"43.729977654945\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"51.015994354934\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"58.30659767141\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"65.592614371398\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"72.883335293426\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"80.169351993414\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"87.459955309891\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"94.745972009879\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"102.03198870987\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"109.32259202634\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"116.60860872633\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"123.89980007056\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"131.1854639539\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"138.47583205927\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"145.76149594261\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"153.05304010349\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"160.33870398683\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"167.6290720922\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"174.91473597554\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"182.20628013642\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"189.49194401976\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"196.77760790309\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"204.06915206398\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"211.35481594731\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"218.64518405269\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"225.93084793602\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"233.22239209691\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"240.50805598024\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"247.79842408562\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"255.08408796895\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"262.37563212984\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"269.66129601317\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"276.95166411855\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"284.23850405739\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"291.52416794073\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"298.8145360461\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"306.10019992944\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"313.39174409032\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"320.67740797366\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"327.96777607903\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"335.25343996237\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"342.54498412325\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"349.83064800659\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"357.12101611196\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"364.4066799953\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"371.69822415618\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"378.98388803952\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"379.27790191697\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"386.56393037751\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"393.85452193344\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"401.14053863342\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"408.43125955545\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"415.71727625544\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"423.00787957192\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"430\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"437.28602846054\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"444.57662001646\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"451.86263671645\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"459.15335763848\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"466.43937433847\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"473.72997765495\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"481.01599435493\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"488.30659767141\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"495.5926143714\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"502.88333529343\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"510.16935199341\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"517.45995530989\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"524.74597200988\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"532.03198870987\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"539.32259202634\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"546.60860872633\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"553.89980007056\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"561.1854639539\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"568.47583205927\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"575.76149594261\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"583.05304010349\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"590.33870398683\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"597.6290720922\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"604.91473597554\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"612.20628013642\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"619.49194401976\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"626.77760790309\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"634.06915206398\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"641.35481594731\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"648.64518405269\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"655.93084793602\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"663.22239209691\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"670.50805598024\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"677.79842408562\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"685.08408796895\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"692.37563212984\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"699.66129601317\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"706.95166411855\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"714.23850405739\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"721.52416794073\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"728.8145360461\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"736.10019992944\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"743.39174409032\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"750.67740797366\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"757.96777607903\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"765.25343996237\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"772.54498412325\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"779.83064800659\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"787.12101611196\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"794.4066799953\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"801.69822415618\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"808.98388803952\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"809.27790191697\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"816.56393037751\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"823.85452193344\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"831.14053863342\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"838.43125955545\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"845.71727625544\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"853.00787957192\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"860\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"867.28602846054\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"874.57662001646\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"881.86263671645\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"889.15335763848\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"896.43937433847\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"903.72997765495\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"911.01599435493\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"918.30659767141\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"925.5926143714\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"932.88333529343\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"940.16935199341\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"947.45995530989\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"954.74597200988\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"962.03198870987\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"969.32259202634\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"976.60860872633\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"983.89980007056\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"991.1854639539\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"998.47583205927\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1005.7614959426\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1013.0530401035\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1020.3387039868\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1027.6290720922\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1034.9147359755\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1042.2062801364\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1049.4919440198\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1056.7776079031\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1064.069152064\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1071.3548159473\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1078.6451840527\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1085.930847936\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1093.2223920969\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1100.5080559802\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1107.7984240856\" y=\"11.1367\" width=\"1\" height=\"8.76172\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1115.084087969\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1122.3756321298\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1129.6612960132\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1136.9516641185\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1144.2385040574\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1151.5241679407\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1158.8145360461\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1166.1001999294\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1173.3917440903\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1180.6774079737\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1187.967776079\" y=\"0\" width=\"1\" height=\"31.0352\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1195.2534399624\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1202.5449841233\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1209.8306480066\" y=\"8.375\" width=\"1\" height=\"14.2852\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1217.121016112\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1224.4066799953\" y=\"1.6875\" width=\"1\" height=\"27.6602\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1231.6982241562\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1238.9838880395\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1239.277901917\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1246.5639303775\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1253.8545219334\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1261.1405386334\" y=\"8.48047\" width=\"1\" height=\"14.0742\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1268.4312595555\" y=\"1.77148\" width=\"1\" height=\"27.4922\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1275.7172762554\" y=\"3.51758\" width=\"1\" height=\"24\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<rect x=\"1283.0078795719\" y=\"6.23242\" width=\"1\" height=\"18.5703\" rx=\"0.5\" fill=\"#1A1A1C\"\/>\n<\/svg>\n              <\/div>\r\n            <\/div>\r\n          <\/div>\r\n              <\/div>\r\n\r\n      <div class=\"nextsaas-steps-layout-3__cards\">\r\n                  <article\r\n            class=\"nextsaas-steps-layout-3__card is-active\"\r\n            data-step-index=\"0\"\r\n            aria-label=\"Step Step 1\">\r\n            <span class=\"nextsaas-steps-layout-3__badge nextsaas-step-number\">Step 1<\/span>\r\n            <div class=\"nextsaas-steps-layout-3__body\">\r\n              <h3 class=\"nextsaas-steps-layout-3__title nextsaas-step-title\">Enter Location and Property Details<\/h3>\r\n              <span class=\"nextsaas-steps-layout-3__divider\" aria-hidden=\"true\"><\/span>\r\n                              <p class=\"nextsaas-steps-layout-3__description nextsaas-step-description\">Enter your municipality, parish, and property type in Portugal. This vital data maps real-world rental terms directly to Aluseg&#039;s local rental database.<\/p>\r\n                          <\/div>\r\n          <\/article>\r\n                  <article\r\n            class=\"nextsaas-steps-layout-3__card\"\r\n            data-step-index=\"1\"\r\n            aria-label=\"Step Step 2\">\r\n            <span class=\"nextsaas-steps-layout-3__badge nextsaas-step-number\">Step 2<\/span>\r\n            <div class=\"nextsaas-steps-layout-3__body\">\r\n              <h3 class=\"nextsaas-steps-layout-3__title nextsaas-step-title\">Define Financial Terms and Income<\/h3>\r\n              <span class=\"nextsaas-steps-layout-3__divider\" aria-hidden=\"true\"><\/span>\r\n                              <p class=\"nextsaas-steps-layout-3__description nextsaas-step-description\">Provide the proposed monthly rent, security deposit terms, and the potential tenant&#039;s verified gross monthly income, along with existing debt obligations.<\/p>\r\n                          <\/div>\r\n          <\/article>\r\n                  <article\r\n            class=\"nextsaas-steps-layout-3__card\"\r\n            data-step-index=\"2\"\r\n            aria-label=\"Step Step 3\">\r\n            <span class=\"nextsaas-steps-layout-3__badge nextsaas-step-number\">Step 3<\/span>\r\n            <div class=\"nextsaas-steps-layout-3__body\">\r\n              <h3 class=\"nextsaas-steps-layout-3__title nextsaas-step-title\">Review the Risk Assessment Report<\/h3>\r\n              <span class=\"nextsaas-steps-layout-3__divider\" aria-hidden=\"true\"><\/span>\r\n                              <p class=\"nextsaas-steps-layout-3__description nextsaas-step-description\">The tool instantly performs financial calculations to present the tenant&#039;s Simple and Global Effort Rates, their Net Financial Exposure in case of default, and a clear risk rating.<\/p>\r\n                          <\/div>\r\n          <\/article>\r\n              <\/div>\r\n    <\/div>\r\n  <\/div>\r\n<\/div>\r\n    <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\n<\/div>\n<section class=\"elementor-element elementor-element-ceacccf e-flex e-con-boxed nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-parent\" data-id=\"ceacccf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cedca3f animated-slow nextsaas-filter-effect-no elementor-invisible elementor-widget elementor-widget-jkit_heading\" data-id=\"cedca3f\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"jkit_heading.default\">\n\t\t\t\t\t<div  class=\"jeg-elementor-kit jkit-heading  align-center align-tablet- align-mobile- jeg_module___6a8df7865897e\" ><div class=\"heading-section-title  display-inline\"><h2 class=\"heading-title\">Institutional <span class=\"style-color\"><span>Risk Threshold Levels<\/span><\/span><\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4cc206e animated-slow elementor-widget__width-initial nextsaas-filter-effect-no elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"4cc206e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Aluseg filters tenants&#8217; financial data through standard banking and insurance risk thresholds used across the Portuguese real estate sector. Assess where your applicant fits:<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15ebb71 nextsaas-filter-effect-no elementor-widget elementor-widget-html\" data-id=\"15ebb71\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<style>\n  .aluseg-table-container {\n    width: 100%;\n    margin: 20px 0;\n    font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n  }\n  .aluseg-matrix-table {\n    width: 100%;\n    border-collapse: collapse;\n    background-color: #ffffff;\n    box-shadow: 0 4px 6px rgba(0, 0, 0, 0.05);\n    border-radius: 8px;\n    overflow: hidden;\n  }\n  .aluseg-matrix-table th {\n    background-color: #f8f9fa;\n    color: #1a1a1a;\n    font-weight: 600;\n    text-align: left;\n    padding: 16px;\n    font-size: 14px;\n    border-bottom: 2px solid #e9ecef;\n  }\n  .aluseg-matrix-table td {\n    padding: 16px;\n    color: #4a5568;\n    font-size: 14px;\n    border-bottom: 1px solid #edf2f7;\n  }\n  .aluseg-matrix-table tbody tr:nth-of-type(even) {\n    background-color: #fcfcfc;\n  }\n  .aluseg-matrix-table tbody tr:hover {\n    background-color: #f7fafc;\n  }\n  .risk-badge {\n    display: inline-block;\n    padding: 4px 8px;\n    border-radius: 4px;\n    font-size: 12px;\n    font-weight: 600;\n  }\n  .risk-badge.low {\n    background-color: #dcfce7;\n    color: #15803d;\n  }\n  .risk-badge.medium {\n    background-color: #fef9c3;\n    color: #a16207;\n  }\n  .risk-badge.high {\n    background-color: #fee2e2;\n    color: #b91c1c;\n  }\n\n  \/* --- ESTILOS RESPONSIVOS PARA DISPOSITIVOS M\u00d3VEIS --- *\/\n  @media screen and (max-width: 600px) {\n    \/* Oculta completamente a linha de cabe\u00e7alho tradicional da tabela *\/\n    .aluseg-matrix-table thead {\n      display: none;\n    }\n    \n    \/* Transforma as linhas em cart\u00f5es individuais *\/\n    .aluseg-matrix-table tr {\n      display: block;\n      border: 1px solid #edf2f7;\n      border-radius: 8px;\n      margin-bottom: 16px;\n      box-shadow: 0 2px 4px rgba(0,0,0,0.02);\n      background: #ffffff;\n    }\n    \n    \/* Redefine as cores de fundo alternadas para os cart\u00f5es m\u00f3veis *\/\n    .aluseg-matrix-table tbody tr:nth-of-type(even) {\n      background-color: #ffffff;\n    }\n\n    \/* Transforma as c\u00e9lulas em linhas flex com r\u00f3tulos \u00e0 esquerda e dados \u00e0 direita *\/\n    .aluseg-matrix-table td {\n      display: flex;\n      justify-content: space-between;\n      align-items: center;\n      text-align: right;\n      padding: 12px 16px;\n      border-bottom: 1px solid #edf2f7;\n    }\n    \n    .aluseg-matrix-table td:last-child {\n      border-bottom: none;\n    }\n\n    \/* Insere dinamicamente os r\u00f3tulos das colunas usando os atributos data-label *\/\n    .aluseg-matrix-table td::before {\n      content: attr(data-label);\n      font-weight: 600;\n      color: #718096;\n      text-align: left;\n      padding-right: 10px;\n      font-size: 13px;\n    }\n  }\n<\/style>\n\n<div class=\"aluseg-table-container\">\n  Underwriting Grade\n        Simple Effort Rate\n        Global Debt Profile\n        Recommended Action for the Landlord<span class=\"risk-badge low\">Grade A (Low Risk)<\/span><strong>\u2264 30%<\/strong><strong>\u2264 40%<\/strong>Safe to issue the lease agreement under standard terms. Strong liquidity margins.<span class=\"risk-badge medium\">Grade B (Moderate Risk)<\/span><strong>30.1% - 40%<\/strong><strong>40.1% - 45%<\/strong>Conditional approval: Reaches maximum bank credit safety limits. Requires a<em>Guarantor<\/em>Portuguese.<span class=\"risk-badge high\">Grade C (High Risk)<\/span><strong>&gt; 40%<\/strong><strong>&gt; 45%<\/strong>Critical danger. Violates the macroprudential limits of the Bank of Portugal. Do not proceed without advanced rent guarantee insurance.<table class=\"aluseg-matrix-table\">\n        \n        \n        \n        \n        \n        \n        \n        \n        <\/table>\n<\/div>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-53cd3cf e-flex e-con-boxed nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-parent\" data-id=\"53cd3cf\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-11e58c1 e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"11e58c1\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"gsap-animation elementor-element elementor-element-a10fc9d nextsaas-filter-effect-no elementor-widget elementor-widget-nextsaas_badge\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.1\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"a10fc9d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nextsaas_badge.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"nextsaas_badge_wrap\">\r\n\t\t\t<div class=\"inline-block\">\r\n\t\t\t\t<span class=\"badge badge-green mb-5 nextsaas-badge\">\r\n\t\t\t\t\tUnderwriting Metrics<\/span>\r\n\t\t\t\t<\/span>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gsap-animation elementor-element elementor-element-8a052d7 nextsaas-filter-effect-no elementor-widget elementor-widget-heading\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.2\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"8a052d7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Capital Protection within the Portuguese Rental Framework<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gsap-animation elementor-element elementor-element-dd2b896 nextsaas-filter-effect-no elementor-widget elementor-widget-heading\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.2\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"dd2b896\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><p>In Portugal, managing property cash flow requires rigorous upfront screening. Since resolving non-payment through the <i data-path-to-node=\"27,1,0\" data-index-in-node=\"129\">Balc\u00e3o do Arrendat\u00e1rio e do Senhorio<\/i> (BAS) or local courts can tie up your asset for months, defensive underwriting is your highest-leverage task. Aluseg ensures you never sign a lease agreement blind.<\/p><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"gsap-animation elementor-element elementor-element-9033d4d e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.3\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"9033d4d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5bf4b56 e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"5bf4b56\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-25a053d e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"25a053d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7492b50 elementor-view-default elementor-position-block-start elementor-mobile-position-block-start nextsaas-filter-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"7492b50\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 508.747 508.747\" width=\"512\"><path d=\"m164.255 370.837 15.271-1.58-5.549 35.738c-.704 4.534 2.797 8.652 7.42 8.652 3.635 0 6.827-2.647 7.402-6.35l6.13-39.479c1.219-7.849-5.326-14.692-13.18-13.87l-16.349 1.691-.68-3.74 24.469-21.478c3.961-3.478 5.21-9.062 3.108-13.895l-3.638-8.368c-2.566-5.9-9.294-8.755-15.319-6.493l-20.248 7.593-8.281-1.439 7.069-32.045h3.313c5.365 0 10.012-3.451 11.564-8.59l19.956-66.181c1.196-3.965-1.05-8.15-5.016-9.346-3.961-1.196-8.149 1.049-9.346 5.016l-19.329 64.102h-3.488c-5.624 0-10.585 3.986-11.797 9.478l-8.232 37.318c-1.481 6.711 2.95 13.327 9.729 14.505 18.715 3.253 11.706 4.011 36.776-5.39l1.682 3.869c-31.423 27.582-29.793 22.677-26.566 40.431 1.125 6.169 6.883 10.499 13.129 9.851z\"><\/path><path d=\"m374.521 53.331-18.687-13.496v-12.767c0-6.289-4.724-11.461-10.987-12.03l-35.089-3.19c-3.367-.305-6.739.826-9.239 3.109-4.759 4.346-3.935 9.326-3.935 15.976l-13.008 2.855c-1.443-4.764-5.749-8.294-10.973-8.55l-10.801-.527c-8.188-.39-11.092 6.065-14.359 11.136l-5.705-4.51 4.842-7.302c2.959-4.463 2.602-10.427-.867-14.502l-4.485-5.274c-3.82-4.491-10.278-5.57-15.349-2.572l-8.571 5.066-8.602-1.036c-4.536-.549-8.927 1.467-11.472 5.254l-16.953 25.22c-2.781 4.138-2.714 9.652.168 13.722l6.47 9.134c-4.006 5.547-8.282 9.867-5.722 16.943l15.089 41.643-15.352 50.793c-1.198 3.965 1.045 8.151 5.01 9.349 3.968 1.2 8.15-1.044 9.35-5.009l15.632-51.724c.747-2.474.674-5.175-.206-7.607l-14.893-41.101 4.474-6.196c3.027-4.19 3.054-9.839.065-14.056l-6.512-9.194 14.831-22.064c13.321 1.605 10.763 2.09 22.709-4.972l1.469 1.727-5.11 7.706c-3.444 5.193-2.313 12.289 2.575 16.154l10.338 8.171c5.578 4.409 13.78 3.065 17.646-2.936l4.444-6.899 6.663.325c1.481 6.271 7.776 10.442 14.347 9.003l18.328-4.023c5.499-1.208 9.49-6.17 9.49-11.799v-6.206l29.25 2.659v11.593c0 3.869 1.872 7.53 5.007 9.793l18.404 13.292-3.947 21.706-30.521 20.355-12.855 3.461c-5.264 1.417-8.939 6.214-8.939 11.665v7.938c0 4.28 2.297 8.279 5.993 10.435l10.496 6.122 3.14 32.961-11.113 4.763c-4.212 1.804-7.08 5.927-7.308 10.5-.79 15.783-1.193 13.839 11.699 24.798l-3.946 12.28-8.546 8.545-17.819-3.96c-9.394-2.088-17.351 7.146-13.896 16.129l16.23 42.198c1.354 3.521 4.329 6.241 7.955 7.277l11.445 3.27.764 13.758c-2.357 1.109-6.921 2.719-8.719 8.381-1.919 6.045 1.103 9.786 4.362 15.529l-7.272-1.581c-8.715-1.9-16.427 5.997-14.298 14.682l6.113 24.922c1.33 5.417 6.154 9.2 11.731 9.2h11.941l.275 8.537-24.862 11.357c-2.441 1.114-4.467 3.04-5.706 5.426l-7.846 15.124c-1.386 2.675-1.724 5.751-.95 8.661l9.447 35.566-34.558 19.304-75.52-11.794 7.555-45.067c.686-4.085-2.071-7.952-6.156-8.637-4.085-.682-7.952 2.072-8.637 6.157l-7.642 45.585c-1.24 7.978 4.241 15.481 12.219 16.728 82.217 12.841 76.587 12.041 78.229 12.041 2.494 0 4.976-.636 7.162-1.859l34.898-19.495c5.852-3.27 8.736-10.077 7.016-16.554l-9.227-34.735 6.86-13.223 25.718-11.748c4.442-2.03 7.211-6.496 7.054-11.377l-.429-13.306c-.213-6.555-5.516-11.689-12.074-11.689h-12.479l-4.452-18.153 9.086 1.975c4.651 1.011 9.478-.813 12.297-4.646 2.82-3.833 3.124-8.984.775-13.122l-5.024-8.852 1.278-.602c4.477-2.106 7.192-6.66 6.918-11.601l-.988-17.8c-.285-5.133-3.799-9.531-8.743-10.944l-12.042-3.44-13.754-35.758 14.071 3.127c4.053.901 8.227-.313 11.164-3.25 14.712-14.712 11.151-8.843 17.894-29.828 1.502-4.664.06-9.729-3.675-12.904l-8.262-7.023.252-5.04 11.398-4.885c4.846-2.076 7.767-6.998 7.267-12.249l-3.482-36.572c-.368-3.862-2.587-7.335-5.939-9.291l-10.341-6.032v-4.024c12.058-3.246 12.589-3.197 14.718-4.618l31.948-21.307c2.712-1.807 4.602-4.682 5.187-7.891l4.499-24.739c.829-4.547-1.06-9.239-4.811-11.948z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tSimple Rent-to-Income Ratio\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tIdentifies whether the base rent requested for the property overburdens the tenant household's pool of verifiable income.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-578b2ce e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"578b2ce\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8beed3c elementor-view-default elementor-position-block-start elementor-mobile-position-block-start nextsaas-filter-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"8beed3c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 500.107 500.107\" width=\"512\"><path d=\"m252.788.019c-107.179-1.499-194.768 85.217-194.768 192.015 0 65.353 32.784 125.626 87.698 161.231 6.695 4.34 12.25 10.198 16.067 16.941l66.272 117.071c9.682 17.101 34.301 17.115 43.992 0l22.364-39.506c2.041-3.605.772-8.181-2.832-10.222-3.604-2.04-8.181-.772-10.222 2.832l-22.363 39.506c-3.937 6.953-13.947 6.958-17.886 0l-66.271-117.07c-5.001-8.834-12.25-16.49-20.961-22.137-50.631-32.828-80.858-88.396-80.858-148.645 0-97.616 79.416-177.033 177.032-177.033 96.265 0 175.641 78.965 177.016 174.421.879 60.397-28.772 117.515-80.875 151.28-8.686 5.628-15.921 13.274-20.924 22.112l-29.13 51.458c-2.041 3.604-.772 8.181 2.832 10.222 3.605 2.041 8.182.773 10.222-2.832l29.13-51.458c3.818-6.745 9.36-12.594 16.027-16.914 54.938-35.602 87.737-95.884 87.737-161.256 0-104.833-84.912-190.562-189.299-192.016z\"><\/path><path d=\"m133.292 244.941c-1.832-4.02-6.576-5.792-10.598-3.962-4.021 1.833-5.794 6.577-3.962 10.598 23.392 51.322 74.938 84.484 131.321 84.484 103.81 0 173.958-107.13 132.092-202.287-1.779-4.044-6.501-5.881-10.544-4.101-4.044 1.779-5.88 6.5-4.101 10.544 39.872 90.618-34.305 190.485-132.347 178.957v-51.294c38.895-3.781 69.399-36.653 69.399-76.524s-30.504-72.744-69.399-76.524v-50.394c47.231-5.491 91.898 15.647 118.235 51.406 2.621 3.558 7.627 4.317 11.186 1.697 3.558-2.62 4.317-7.628 1.697-11.186-13.131-17.83-30.445-32.615-50.069-42.759-106.747-55.177-232.338 38.199-207.345 157.858.905 4.333 5.151 7.097 9.467 6.195 4.325-.904 7.099-5.142 6.195-9.467-14.456-69.195 29.538-135.241 95.635-151.087v47.737c-38.89 3.785-69.39 36.656-69.39 76.524s30.499 72.738 69.39 76.523v48.609c-37.848-9.121-70.297-35.203-86.862-71.547zm32.472-53.585c0-34.129 27.766-61.895 61.895-61.895s61.895 27.766 61.895 61.895c0 34.128-27.764 61.893-61.891 61.895-.003 0-.005 0-.008 0-.002 0-.003 0-.005 0-34.125-.006-61.886-27.77-61.886-61.895z\"><\/path><path d=\"m271.439 204.559v-48.019c0-4.142-3.358-7.5-7.5-7.5h-72.561c-4.142 0-7.5 3.358-7.5 7.5v48.019c0 24.141 19.64 43.78 43.781 43.78s43.78-19.64 43.78-43.78zm-72.561 0v-40.519h57.561v40.519c0 15.87-12.911 28.78-28.78 28.78s-28.781-12.911-28.781-28.78z\"><\/path><path d=\"m215.092 191.184h-7.44c-1.208 0-2.188.979-2.188 2.188v5.631c0 3.263 2.645 5.908 5.908 5.908s5.908-2.645 5.908-5.908v-5.631c0-1.208-.98-2.188-2.188-2.188z\"><\/path><path d=\"m227.659 204.911c3.263 0 5.908-2.645 5.908-5.908v-5.631c0-1.208-.98-2.188-2.188-2.188h-7.44c-1.208 0-2.188.979-2.188 2.188v5.631c0 3.263 2.645 5.908 5.908 5.908z\"><\/path><path d=\"m227.659 186.087c3.263 0 5.908-2.645 5.908-5.908v-5.631c0-1.208-.98-2.188-2.188-2.188h-7.44c-1.208 0-2.188.979-2.188 2.188v5.631c0 3.263 2.645 5.908 5.908 5.908z\"><\/path><path d=\"m233.567 217.828v-5.631c0-1.208-.98-2.188-2.188-2.188h-7.44c-1.208 0-2.188.98-2.188 2.188v5.631c0 3.263 2.645 5.908 5.908 5.908s5.908-2.645 5.908-5.908z\"><\/path><path d=\"m243.946 204.911c3.263 0 5.908-2.645 5.908-5.908v-5.631c0-1.208-.98-2.188-2.188-2.188h-7.44c-1.208 0-2.188.979-2.188 2.188v5.631c0 3.263 2.645 5.908 5.908 5.908z\"><\/path><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCross-Liability Verification\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tAnalyzes the true budgetary impact of existing auto loans, personal loans, and credit lines that affect their net payment capacity.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a686759 e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"a686759\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-06045df e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"06045df\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-adfb7af elementor-view-default elementor-position-block-start elementor-mobile-position-block-start nextsaas-filter-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"adfb7af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" id=\"Capa_1\" x=\"0px\" y=\"0px\" viewBox=\"0 0 512.001 512.001\" style=\"enable-background:new 0 0 512.001 512.001;\" xml:space=\"preserve\">  <g>\t<g>\t\t<path d=\"M503.28,44.897c4.817,0,8.721-3.905,8.721-8.721V8.721c0-4.816-3.903-8.721-8.721-8.721H108.633   c-4.816,0-8.721,3.905-8.721,8.721v394.645c0,4.816,3.905,8.721,8.721,8.721h394.645c4.817,0,8.721-3.905,8.721-8.721V65.245   c0-4.816-3.903-8.721-8.721-8.721c-4.817,0-8.721,3.905-8.721,8.721v149.416h-34.634c-4.817,0-8.721,3.905-8.721,8.721   s3.903,8.721,8.721,8.721h34.634v162.543H245.393v-42.197c0-4.816-3.905-8.721-8.721-8.721c-4.816,0-8.721,3.905-8.721,8.721   v42.197H117.354V17.442h110.598v272.218c0,4.816,3.905,8.721,8.721,8.721c4.816,0,8.721-3.905,8.721-8.721v-57.557h155.229   c4.817,0,8.721-3.905,8.721-8.721s-3.903-8.721-8.721-8.721H245.393V17.442h249.166v18.734   C494.559,40.992,498.462,44.897,503.28,44.897z\"><\/path>\t<\/g><\/g>  <g>\t<g>\t\t<path d=\"M73.679,50.331L44.902,4.112C43.31,1.555,40.51,0,37.499,0c-3.012,0-5.811,1.555-7.403,4.112L1.318,50.331   c-1.674,2.689-1.759,6.074-0.221,8.843s4.457,4.487,7.624,4.487h20.057v36.468c0,4.816,3.905,8.721,8.721,8.721   c4.816,0,8.721-3.905,8.721-8.721V63.661h20.057c3.167,0,6.086-1.717,7.624-4.487S75.354,53.019,73.679,50.331z M24.424,46.219   l13.074-20.998l13.074,20.998H24.424z\"><\/path>\t<\/g><\/g>  <g>\t<g>\t\t<path d=\"M73.9,352.914c-1.538-2.769-4.457-4.486-7.624-4.486H46.219V123.384c0-4.816-3.905-8.721-8.721-8.721   c-4.816,0-8.721,3.905-8.721,8.721v225.043H8.721c-3.167,0-6.086,1.717-7.624,4.487c-1.538,2.77-1.453,6.155,0.221,8.843   l28.777,46.219c1.592,2.557,4.391,4.112,7.403,4.112c3.013,0,5.812-1.555,7.403-4.112l28.777-46.219   C75.354,359.067,75.439,355.683,73.9,352.914z M37.499,386.868L24.424,365.87h26.148L37.499,386.868z\"><\/path>\t<\/g><\/g>  <g>\t<g>\t\t<path d=\"M507.889,467.099l-46.219-28.777c-2.689-1.674-6.074-1.758-8.843-0.221c-2.769,1.538-4.486,4.457-4.486,7.624v20.057   H163.573v-20.057c0-3.167-1.717-6.086-4.486-7.624c-2.769-1.537-6.153-1.453-8.844,0.221l-46.219,28.777   c-2.557,1.592-4.112,4.391-4.112,7.403s1.555,5.811,4.112,7.403l46.219,28.777c1.408,0.877,3.008,1.317,4.609,1.317   c1.457,0,2.915-0.364,4.234-1.096c2.77-1.538,4.487-4.457,4.487-7.624v-20.057H448.34v20.057c0,3.167,1.719,6.086,4.486,7.624   c1.32,0.733,2.778,1.096,4.235,1.096c1.601,0,3.201-0.441,4.609-1.317l46.219-28.777c2.557-1.592,4.112-4.391,4.112-7.403   C512.001,471.489,510.446,468.691,507.889,467.099z M146.131,487.576l-20.998-13.074l20.998-13.074V487.576z M465.782,487.576   v-26.148l21,13.074L465.782,487.576z\"><\/path>\t<\/g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g>  <g><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tNet Cash Exposure Projection\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tCalculates your worst-case legal, administrative, and re-letting costs, balanced against the retained deposit during a standard 6-month Portuguese eviction cycle.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a5b83a9 e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"a5b83a9\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7bad49a elementor-view-default elementor-position-block-start elementor-mobile-position-block-start nextsaas-filter-effect-no elementor-widget elementor-widget-icon-box\" data-id=\"7bad49a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\t\t\t<div class=\"elementor-icon-box-icon\">\n\t\t\t\t<span  class=\"elementor-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"Capa_1\" height=\"512\" viewBox=\"0 0 512.594 512.594\" width=\"512\"><g><path d=\"m353.879 285.635h-13.312c-3.7-14.695-9.52-28.735-17.319-41.775l9.425-9.424c9.37-9.37 9.37-24.618 0-33.988l-20.074-20.075c-9.371-9.369-24.618-9.369-33.989 0l-9.425 9.425c-13.042-7.8-27.081-13.62-41.774-17.318v-13.312c0-13.253-10.782-24.034-24.034-24.034h-28.388c-13.252 0-24.034 10.781-24.034 24.034v13.312c-14.694 3.7-28.734 9.521-41.774 17.319l-9.424-9.425c-9.371-9.369-24.618-9.369-33.989 0l-20.074 20.074c-9.371 9.371-9.371 24.619 0 33.99l9.424 9.423c-7.799 13.04-13.619 27.079-17.318 41.775h-13.315c-13.253 0-24.035 10.781-24.035 24.034v28.388c0 13.253 10.782 24.035 24.035 24.035h13.312c3.7 14.694 9.521 28.734 17.318 41.774l-9.424 9.424c-9.371 9.371-9.371 24.619 0 33.99l20.074 20.072c9.372 9.37 24.619 9.37 33.989 0l9.423-9.424c13.037 7.797 27.076 13.617 41.775 17.318v13.313c0 13.252 10.782 24.033 24.034 24.033h28.388c13.252 0 24.034-10.781 24.034-24.033v-13.313c14.696-3.7 28.735-9.521 41.775-17.318l9.424 9.424c9.372 9.37 24.619 9.37 33.989 0l20.073-20.072c9.371-9.371 9.371-24.619 0-33.989l-9.425-9.426c.901-1.516 1.827-3.142 2.856-5.018 1.993-3.632.664-8.19-2.967-10.184-3.633-1.993-8.191-.664-10.184 2.967-1.215 2.215-2.261 4.03-3.291 5.716-3.16 5.17-2.375 11.771 1.907 16.053l10.497 10.498c3.522 3.522 3.522 9.253 0 12.775l-20.073 20.072c-3.522 3.523-9.254 3.523-12.776 0l-10.496-10.495c-4.283-4.283-10.885-5.067-16.055-1.907-12.506 7.645-26.05 13.26-40.254 16.688-5.888 1.42-10 6.642-10 12.699v14.83c0 4.98-4.053 9.033-9.034 9.033h-28.388c-4.981 0-9.034-4.053-9.034-9.033v-14.83c0-6.058-4.112-11.279-9.999-12.699-14.208-3.43-27.753-9.044-40.256-16.688-5.171-3.161-11.773-2.377-16.054 1.906l-10.497 10.496c-3.522 3.523-9.254 3.523-12.776 0l-20.074-20.072c-3.522-3.522-3.522-9.253 0-12.776l10.499-10.497c4.283-4.283 5.067-10.885 1.907-16.055-7.646-12.507-13.26-26.051-16.688-40.255-1.42-5.888-6.643-9.999-12.699-9.999h-14.83c-4.982 0-9.035-4.053-9.035-9.035v-28.388c0-4.981 4.053-9.034 9.035-9.034h14.83c6.056 0 11.278-4.111 12.699-9.998 3.428-14.207 9.043-27.751 16.689-40.257 3.16-5.17 2.375-11.771-1.907-16.055l-10.497-10.496c-3.522-3.522-3.522-9.253 0-12.776l20.074-20.073c3.522-3.523 9.253-3.523 12.776-.001l10.496 10.497c4.283 4.284 10.885 5.069 16.055 1.908 12.507-7.646 26.051-13.262 40.254-16.689 5.888-1.42 10-6.642 10-12.698v-14.83c0-4.981 4.053-9.034 9.034-9.034h28.388c4.981 0 9.034 4.053 9.034 9.034v14.83c0 6.056 4.111 11.277 9.999 12.699 14.203 3.427 27.747 9.041 40.255 16.688 5.17 3.159 11.772 2.376 16.054-1.907l10.497-10.497c3.522-3.523 9.253-3.524 12.776 0l20.073 20.073c3.522 3.522 3.522 9.255 0 12.776l-10.497 10.496c-4.283 4.283-5.067 10.885-1.906 16.056 7.646 12.507 13.26 26.051 16.688 40.256 1.421 5.887 6.643 9.998 12.698 9.998h14.83c4.981 0 9.034 4.053 9.034 9.034v28.388c0 4.982-4.053 9.035-9.034 9.035h-14.83c-6.056 0-11.278 4.111-12.698 9.997-.47 1.945-1.042 4.066-1.75 6.485-1.164 3.975 1.115 8.142 5.09 9.306 3.976 1.16 8.141-1.115 9.305-5.091.604-2.061 1.121-3.938 1.568-5.697h13.315c13.252 0 24.034-10.782 24.034-24.035v-28.388c.002-13.252-10.779-24.033-24.032-24.033z\"><\/path><path d=\"m189.182 420.824c-22.043 0-42.815-7.209-60.07-20.849-3.25-2.569-7.966-2.018-10.535 1.233-2.569 3.249-2.017 7.966 1.233 10.534 19.93 15.754 43.918 24.081 69.372 24.081 61.735 0 111.961-50.226 111.961-111.961s-50.226-111.961-111.961-111.961-111.961 50.227-111.961 111.962c0 22.478 6.638 44.161 19.196 62.705 2.324 3.431 6.986 4.329 10.416 2.005 3.43-2.322 4.327-6.985 2.004-10.415-10.871-16.053-16.616-34.827-16.616-54.295 0-53.465 43.497-96.961 96.961-96.961s96.961 43.496 96.961 96.961-43.497 96.961-96.961 96.961z\"><\/path><path d=\"m490.445 129.247h-10.61c-3.142-12.163-7.966-23.801-14.364-34.648l7.511-7.511c8.46-8.46 8.46-22.227 0-30.688l-17.238-17.238c-8.461-8.459-22.227-8.459-30.687 0l-7.511 7.512c-10.846-6.397-22.482-11.222-34.648-14.364v-10.611c-.002-11.965-9.736-21.699-21.701-21.699h-24.379c-11.965 0-21.699 9.734-21.699 21.699v10.608c-12.165 3.143-23.802 7.968-34.649 14.365l-7.511-7.512c-8.461-8.459-22.227-8.459-30.687 0l-17.238 17.24c-4.098 4.099-6.355 9.548-6.355 15.344s2.257 11.245 6.356 15.343l7.511 7.512c-4.295 7.291-7.924 15.052-10.798 23.103-1.393 3.901.64 8.192 4.541 9.586 3.9 1.393 8.192-.64 9.585-4.541 2.772-7.764 6.33-15.221 10.574-22.162 2.971-4.859 2.234-11.064-1.792-15.088l-9.014-9.016c-1.266-1.265-1.962-2.947-1.962-4.736 0-1.79.697-3.473 1.962-4.737l17.238-17.238c2.612-2.613 6.862-2.612 9.474-.001l9.013 9.015c4.026 4.026 10.23 4.763 15.089 1.793 10.644-6.508 22.173-11.287 34.265-14.206 5.534-1.335 9.399-6.242 9.399-11.935v-12.737c0-3.694 3.005-6.699 6.699-6.699h24.379c3.694 0 6.699 3.005 6.699 6.699v12.735c0 5.692 3.865 10.6 9.397 11.935 12.093 2.919 23.622 7.698 34.267 14.206 4.858 2.969 11.063 2.231 15.088-1.792l9.015-9.015c2.613-2.614 6.862-2.612 9.474 0l17.238 17.237c2.612 2.612 2.612 6.863 0 9.476l-9.013 9.013c-4.027 4.024-4.765 10.229-1.793 15.09 6.507 10.646 11.287 22.174 14.205 34.264 1.334 5.534 6.242 9.399 11.935 9.399h12.736c3.694 0 6.699 3.005 6.699 6.699v24.379c0 3.693-3.005 6.698-6.699 6.698h-12.735c-5.692 0-10.6 3.865-11.935 9.397-2.918 12.092-7.698 23.621-14.206 34.267-2.97 4.858-2.233 11.063 1.792 15.089l9.014 9.014c1.265 1.265 1.962 2.947 1.962 4.736 0 1.79-.697 3.473-1.962 4.737l-17.239 17.238c-1.265 1.266-2.947 1.963-4.737 1.963s-3.472-.697-4.737-1.963l-9.014-9.014c-4.024-4.023-10.226-4.762-15.089-1.792-6.878 4.204-14.258 7.735-21.937 10.494-3.898 1.401-5.923 5.696-4.522 9.595 1.4 3.898 5.699 5.923 9.594 4.522 7.958-2.859 15.635-6.459 22.85-10.71l7.512 7.512c4.23 4.23 9.786 6.346 15.343 6.345 5.556 0 11.114-2.115 15.343-6.345l17.239-17.238c8.461-8.461 8.461-22.228 0-30.688l-7.511-7.51c6.398-10.848 11.223-22.485 14.364-34.649h10.609c11.965 0 21.699-9.733 21.699-21.698v-24.379c0-11.965-9.734-21.699-21.698-21.699z\"><\/path><path d=\"m426.77 189.821c-5.31 15.472-15.038 28.903-28.135 38.844-13.324 10.112-29.203 15.85-45.92 16.591-4.138.183-7.344 3.687-7.161 7.824.178 4.025 3.498 7.168 7.487 7.168.112 0 .225-.002.338-.008 19.776-.876 38.562-7.663 54.325-19.627 15.476-11.746 26.975-27.626 33.254-45.923 1.345-3.918-.742-8.184-4.659-9.528-3.918-1.348-8.185.741-9.529 4.659z\"><\/path><path d=\"m446.174 160.366c-.711-25.382-11.134-49.131-29.349-66.872-18.25-17.776-42.335-27.566-67.817-27.566-25.298 0-49.256 9.669-67.461 27.225-18.155 17.508-28.69 41.004-29.665 66.161-.16 4.139 3.065 7.624 7.205 7.784 4.116.171 7.624-3.065 7.785-7.204.824-21.269 9.733-41.137 25.088-55.944 15.395-14.846 35.655-23.021 57.049-23.021 21.55 0 41.917 8.279 57.351 23.312 15.405 15.005 24.22 35.087 24.821 56.547.114 4.069 3.448 7.29 7.493 7.29.071 0 .143-.001.214-.003 4.139-.118 7.402-3.568 7.286-7.709z\"><\/path><\/g><\/svg>\t\t\t\t<\/span>\n\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h5 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tCompliance-Ready Recommendations\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h5>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t<p class=\"elementor-icon-box-description\">\n\t\t\t\t\t\tDelivers automated and legally sound safeguards, customized to the applicant's specific metric results.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gsap-animation elementor-element elementor-element-9ce2fe3 elementor-absolute e-transform nextsaas-filter-effect-no elementor-widget elementor-widget-image\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.4\" data-direction=\"right\" data-offset=\"100\" data-rotation=\"0\" data-id=\"9ce2fe3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;,&quot;_transform_rotateZ_effect&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:-77,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_laptop&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_tablet&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile_extra&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_rotateZ_effect_mobile&quot;:{&quot;unit&quot;:&quot;deg&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1252\" height=\"1252\" src=\"https:\/\/aluseg.com\/wp-content\/uploads\/2025\/11\/gradient-7.png\" class=\"attachment-full size-full wp-image-38444\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<section class=\"elementor-element elementor-element-cb09d26 e-flex e-con-boxed nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-parent\" data-id=\"cb09d26\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"gsap-animation elementor-element elementor-element-813082b nextsaas-filter-effect-no elementor-widget elementor-widget-nextsaas_badge\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.1\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"813082b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"nextsaas_badge.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"nextsaas_badge_wrap\">\r\n\t\t\t<div class=\"inline-block\">\r\n\t\t\t\t<span class=\"badge badge-green mb-5 nextsaas-badge\">\r\n\t\t\t\t\tFrequently Asked Questions<\/span>\r\n\t\t\t\t<\/span>\r\n\t\t\t<\/div>\r\n\t\t<\/div>\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"gsap-animation elementor-element elementor-element-8795180 nextsaas-filter-effect-no elementor-widget elementor-widget-heading\" data-gsap-animate=\"true\" data-duration=\"0.6\" data-delay=\"0.2\" data-direction=\"down\" data-offset=\"60\" data-rotation=\"0\" data-id=\"8795180\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Risk Management and Asset Protection Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-653f6bd animated-slow nextsaas-filter-effect-no elementor-invisible elementor-widget elementor-widget-n-accordion\" data-id=\"653f6bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;max_items_expended&quot;:&quot;one&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1060\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-1060\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why does the assessment calculate a 6-month exposure period? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"jki jki-down-arrow1-light\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"jki jki-up-arrow1-light\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1060\" class=\"elementor-element elementor-element-b1dfae0 e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"b1dfae0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe24ec8 nextsaas-filter-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"fe24ec8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Although the modern BAS system is designed to streamline tenant default situations, contested evictions, legal delays, and notification periods in Portugal conservatively take an average of 6 months to be fully executed. The tool models this reality to protect your cash reserves.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1061\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1061\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> How should I verify 'Existing Monthly Liabilities'? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"jki jki-down-arrow1-light\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"jki jki-up-arrow1-light\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1061\" class=\"elementor-element elementor-element-43b5576 e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"43b5576\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8552a45 nextsaas-filter-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"8552a45\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Request that the applicant provide their most recent <i data-path-to-node=\"30,3,1,0,0\" data-index-in-node=\"51\">Central de Responsabilidades de Cr\u00e9dito<\/i> report, downloadable directly from the Bank of Portugal website. This document details their exact active monthly debt obligations.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-1062\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-1062\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Why does Aluseg collect my property data during this screening? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><i aria-hidden=\"true\" class=\"jki jki-down-arrow1-light\"><\/i><\/span>\n\t\t\t<span class='e-closed'><i aria-hidden=\"true\" class=\"jki jki-up-arrow1-light\"><\/i><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-1062\" class=\"elementor-element elementor-element-8fb163c e-con-full e-flex nextsaas-filter-effect-no nextsaas-custom-background-no nextsaas-custom-border-glow-animation-no nextsaas-custom-glowing-card-no nextsaas-sticky-no e-con e-child\" data-id=\"8fb163c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bbbc16f nextsaas-filter-effect-no elementor-widget elementor-widget-text-editor\" data-id=\"bbbc16f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>By securely collecting property types, features, and actual rental values indexed by (<i data-path-to-node=\"30,4,1,0,0\" data-index-in-node=\"95\">freguesia<\/i>), Aluseg is building an independent, reality-based rental database. This dataset powers our advanced valuation engines to help you perfectly optimize your portfolio pricing over time.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t<script type=\"application\/ld+json\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why does the assessment calculate a 6-month exposure period?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Although the modern BAS system is designed to streamline tenant default situations, contested evictions, legal delays, and notification periods in Portugal conservatively take an average of 6 months to be fully executed. The tool models this reality to protect your cash reserves.\"}},{\"@type\":\"Question\",\"name\":\"How should I verify 'Existing Monthly Liabilities'?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Request that the applicant provide their most recent Central de Responsabilidades de Cr\\u00e9dito report, downloadable directly from the Bank of Portugal website. This document details their exact active monthly debt obligations.\"}},{\"@type\":\"Question\",\"name\":\"Why does Aluseg collect my property data during this screening?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"By securely collecting property types, features, and actual rental values indexed by (freguesia), Aluseg is building an independent, reality-based rental database. This dataset powers our advanced valuation engines to help you perfectly optimize your portfolio pricing over time.\"}}]}<\/script>\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Calculadora de Solv\u00eancia de Inquilinos Pr\u00e9-Arrendamento Calcule as taxas de esfor\u00e7o do inquilino (taxa de esfor\u00e7o) e avalie instantaneamente o risco de incumprimento financeiro. Seja para analisar um novo candidato ou ajustar os termos do arrendamento, a nossa ferramenta gratuita calcula a exposi\u00e7\u00e3o financeira real e os limites de capacidade financeira em segundos. Avalia\u00e7\u00e3o de [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-47783","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/pages\/47783","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/comments?post=47783"}],"version-history":[{"count":0,"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/pages\/47783\/revisions"}],"wp:attachment":[{"href":"https:\/\/aluseg.com\/en\/wp-json\/wp\/v2\/media?parent=47783"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}